If you are searching for the IFSC code of South Indian Bank, CHINGAVANAM branch in CHINGAVANAM, KERALA, this page has every detail you need. The verified IFSC code for this branch is SIBL0000764. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHINGAVANAM branch, and detailed step-by-step guides for using the IFSC SIBL0000764 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SIBL0000764 is the IFSC of South Indian Bank's CHINGAVANAM branch. The format is fixed: SIBL = bank code, 0 = reserved, 000764 = branch identifier.
About South Indian Bank
South Indian Bank operates a wide network of branches across India, including the Chingavanam branch in Chingavanam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SIBL0000764.
Chingavanam branch overview
Located at WARD NO.II-134 C, KUNNUTHARAYIL ARCADE,, M.C.ROAD ,CHINGAVANAM, PINCODE 686531 NATTAKOM, the Chingavanam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SIBL0000764 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | South Indian Bank |
|---|---|
| Branch | Chingavanam |
| IFSC Code | SIBL0000764 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD NO.II-134 C, KUNNUTHARAYIL ARCADE,, M.C.ROAD ,CHINGAVANAM, PINCODE 686531 NATTAKOM |
| City | Chingavanam |
| District | Kottayam |
| State | Kerala |
| STD Code | 481 |
| Phone | 2430363 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how South Indian Bank's CHINGAVANAM branch came to be assigned the code SIBL0000764.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SIBL0000764, money simply cannot be routed to the CHINGAVANAM branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Chingavanam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SIBL0000764 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SIBL0000764
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0000764 across all three.
NEFT to South Indian Bank, CHINGAVANAM using IFSC SIBL0000764
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SIBL0000764, and confirm that the system picks up South Indian Bank – CHINGAVANAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SIBL0000764
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to South Indian Bank – CHINGAVANAM, ensure your bank's portal accepts IFSC SIBL0000764 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to South Indian Bank – CHINGAVANAM, use IMPS. With IFSC SIBL0000764 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SIBL0000764 for South Indian Bank – CHINGAVANAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SIBL0000764 | Yes – SIBL0000764 | Yes – SIBL0000764 |
For most retail customers crediting the Chingavanam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at South Indian Bank's CHINGAVANAM branch, the IFSC SIBL0000764 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chingavanam branch is mapped to IFSC SIBL0000764 on the RBI payments network. The branch generally supports the full retail product catalogue of South Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SIBL0000764.
Products and services
Customers walking into the Chingavanam branch can access most of South Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SIBL0000764
Online banking and IFSC SIBL0000764
South Indian Bank customers can register for net banking and the bank's official mobile app once their account at the CHINGAVANAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SIBL0000764 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Chingavanam branch
The branch is located at WARD NO.II-134 C, KUNNUTHARAYIL ARCADE,, M.C.ROAD ,CHINGAVANAM, PINCODE 686531 NATTAKOM, which puts it inside Chingavanam, the broader Kottayam district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “South Indian Bank Chingavanam branch” — the verified location pin for IFSC SIBL0000764 should appear at the top of the results.
- Confirm the branch is open by calling 481-2430363 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SIBL0000764 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to South Indian Bank – CHINGAVANAM:
- The IFSC is exactly SIBL0000764 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills South Indian Bank as the bank name and CHINGAVANAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Chingavanam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SIBL0000764 continue to work without interruption.
Verifying IFSC SIBL0000764 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SIBL0000764 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 481-2430363.
- Visiting the bank's official branch locator page.
Branch address & contact
South Indian BankChingavanam Branch
WARD NO.II-134 C, KUNNUTHARAYIL ARCADE,, M.C.ROAD ,CHINGAVANAM, PINCODE 686531 NATTAKOM
Chingavanam, Kerala
Phone: 481-2430363
IFSC: SIBL0000764
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chingavanam branch but serve different purposes.
How do I add South Indian Bank Chingavanam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SIBL0000764, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using SIBL0000764 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to South Indian Bank – Chingavanam reflect within 30 minutes.
Where is South Indian Bank Chingavanam branch located?
South Indian Bank's Chingavanam branch is located at WARD NO.II-134 C, KUNNUTHARAYIL ARCADE,, M.C.ROAD ,CHINGAVANAM, PINCODE 686531 NATTAKOM, Chingavanam, Kerala.
What is the phone number of South Indian Bank Chingavanam branch?
You can reach the branch at 481-2430363 during regular banking hours.
Is IFSC SIBL0000764 valid for NEFT and RTGS?
Yes. IFSC SIBL0000764 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does South Indian Bank Chingavanam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 481-2430363 to confirm.
Is IFSC SIBL0000764 the same for all accounts at Chingavanam branch?
Yes. The IFSC SIBL0000764 is shared by every account held at South Indian Bank's Chingavanam branch. Only the account number changes from customer to customer.
Summary
The IFSC code SIBL0000764 belongs to South Indian Bank's CHINGAVANAM branch, located at WARD NO.II-134 C, KUNNUTHARAYIL ARCADE,, M.C.ROAD ,CHINGAVANAM, PINCODE … in CHINGAVANAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
More Articles for IFSC Code
IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Loni Branch, Uttar Pradesh
