Use this page as a one-stop reference for everything related to South Indian Bank's BEHALA branch in BEHALA, WEST BENGAL. The branch's IFSC code SIBL0000826 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for South Indian Bank – BEHALA is SIBL0000826. The first four letters SIBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000826 map to this branch in BEHALA, WEST BENGAL.
About South Indian Bank
South Indian Bank operates a wide network of branches across India, including the Behala branch in Behala. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SIBL0000826.
About the Behala branch
The Behala branch of South Indian Bank is situated at FLOOR 1, WARD NO.123, 18 DIAMOND HARBOUR ROAD ,BEHALA, PINCODE 700008 BARISHA JANAKALYAN, KOLKATA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SIBL0000826 is used.
Branch details at a glance
| Bank Name | South Indian Bank |
|---|---|
| Branch | Behala |
| IFSC Code | SIBL0000826 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FLOOR 1, WARD NO.123, 18 DIAMOND HARBOUR ROAD ,BEHALA, PINCODE 700008 BARISHA JANAKALYAN, KOLKATA |
| City | Behala |
| District | Kolkata |
| State | West Bengal |
| STD Code | 0 |
| Phone | 9007866977 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how South Indian Bank's BEHALA branch came to be assigned the code SIBL0000826.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SIBL0000826, money simply cannot be routed to the BEHALA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Behala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SIBL0000826 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SIBL0000826
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0000826 across all three.
NEFT to South Indian Bank, BEHALA using IFSC SIBL0000826
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SIBL0000826, and confirm that the system picks up South Indian Bank – BEHALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BEHALA
If you need to transfer ₹2 lakh or more in one go to an account at South Indian Bank's BEHALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SIBL0000826 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to South Indian Bank – BEHALA, use IMPS. With IFSC SIBL0000826 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SIBL0000826 for South Indian Bank – BEHALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SIBL0000826 | Yes – SIBL0000826 | Yes – SIBL0000826 |
For most retail customers crediting the Behala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SIBL0000826
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at South Indian Bank – BEHALA is still mapped to IFSC SIBL0000826. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SIBL0000826 and the beneficiary's account number to complete the transfer.
Account types you can open at the Behala branch
Once you have an account at South Indian Bank – BEHALA, the IFSC SIBL0000826 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Behala branch can access most of South Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SIBL0000826
Online banking and IFSC SIBL0000826
South Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BEHALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SIBL0000826 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Behala branch
The branch is located at FLOOR 1, WARD NO.123, 18 DIAMOND HARBOUR ROAD ,BEHALA, PINCODE 700008 BARISHA JANAKALYAN, KOLKATA, which puts it inside Behala, the broader Kolkata district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “South Indian Bank Behala branch” — the verified location pin for IFSC SIBL0000826 should appear at the top of the results.
- Confirm the branch is open by calling 9007866977 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SIBL0000826 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to South Indian Bank – BEHALA:
- The IFSC is exactly SIBL0000826 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills South Indian Bank as the bank name and BEHALA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Behala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SIBL0000826 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SIBL0000826 for South Indian Bank – BEHALA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
South Indian BankBehala Branch
FLOOR 1, WARD NO.123, 18 DIAMOND HARBOUR ROAD ,BEHALA, PINCODE 700008 BARISHA JANAKALYAN, KOLKATA
Behala, West Bengal
Phone: 9007866977
IFSC: SIBL0000826
Frequently asked questions
Where is South Indian Bank Behala branch located?
South Indian Bank's Behala branch is located at FLOOR 1, WARD NO.123, 18 DIAMOND HARBOUR ROAD ,BEHALA, PINCODE 700008 BARISHA JANAKALYAN, KOLKATA, Behala, West Bengal.
Is IFSC SIBL0000826 the same for all accounts at Behala branch?
Yes. The IFSC SIBL0000826 is shared by every account held at South Indian Bank's Behala branch. Only the account number changes from customer to customer.
Is IFSC SIBL0000826 valid for NEFT and RTGS?
Yes. IFSC SIBL0000826 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add South Indian Bank Behala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SIBL0000826, and complete OTP verification. Once activated, you can transfer funds at any time.
Does South Indian Bank Behala branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9007866977 to confirm.
How quickly will an NEFT transfer using SIBL0000826 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to South Indian Bank – Behala reflect within 30 minutes.
What is the phone number of South Indian Bank Behala branch?
You can reach the branch at 9007866977 during regular banking hours.
Can I use IFSC SIBL0000826 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SIBL0000826 to send funds instantly.
Summary
The IFSC code SIBL0000826 belongs to South Indian Bank's BEHALA branch, located at FLOOR 1, WARD NO.123, 18 DIAMOND HARBOUR ROAD ,BEHALA, PINCODE 700008 BARISHA… in BEHALA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
