Below are the complete branch details for South Indian Bank, ANAND branch, located in ANAND, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is SIBL0000714. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SIBL0000714 for South Indian Bank – ANAND — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For South Indian Bank's ANAND branch, the IFSC SIBL0000714 breaks down as follows: SIBL identifies the bank, 0 is the reserved character, and 000714 identifies this particular branch.
Bank profile
South Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Anand branch — IFSC SIBL0000714 — extends the bank's services to customers in and around Anand, Gujarat.
Branch details at a glance
| Bank Name | South Indian Bank |
|---|---|
| Branch | Anand |
| IFSC Code | SIBL0000714 |
| MICR Code | Refer to cheque leaf |
| Branch Address | R.S. PLATINUM, G1-G2, NEAR BUS DEPOT, BHALEJ ROAD, ANAND |
| City | Anand |
| District | Anand |
| State | Gujarat |
| STD Code | 2692 |
| Phone | 255676 |
About the Anand branch
The Anand branch of South Indian Bank is situated at R.S. PLATINUM, G1-G2, NEAR BUS DEPOT, BHALEJ ROAD, ANAND. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SIBL0000714 is used.
Why every South Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ANAND of South Indian Bank — its own 11-character IFSC. The code SIBL0000714 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SIBL0000714 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Anand branch is mapped to IFSC SIBL0000714 on the RBI payments network. The branch generally supports the full retail product catalogue of South Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SIBL0000714.
Products and services
Customers walking into the Anand branch can access most of South Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SIBL0000714
How to transfer money using IFSC SIBL0000714
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0000714 across all three.
NEFT to South Indian Bank, ANAND using IFSC SIBL0000714
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SIBL0000714, and confirm that the system picks up South Indian Bank – ANAND. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ANAND
If you need to transfer ₹2 lakh or more in one go to an account at South Indian Bank's ANAND branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SIBL0000714 while initiating the transfer and the credit will appear within minutes.
IMPS to South Indian Bank ANAND (IFSC SIBL0000714)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SIBL0000714 in your mobile or internet banking app, and the money is credited to the ANAND branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Anand
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SIBL0000714:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ANAND is still linked to IFSC SIBL0000714.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at South Indian Bank's ANAND branch, the IFSC SIBL0000714 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC SIBL0000714
South Indian Bank customers can register for net banking and the bank's official mobile app once their account at the ANAND branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SIBL0000714 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by South Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SIBL0000714 and the account number together uniquely identify the Anand branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC SIBL0000714
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to South Indian Bank – ANAND, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SIBL0000714. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Anand branch
The branch is located at R.S. PLATINUM, G1-G2, NEAR BUS DEPOT, BHALEJ ROAD, ANAND, which puts it inside Anand, the broader Anand district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “South Indian Bank Anand branch” — the verified location pin for IFSC SIBL0000714 should appear at the top of the results.
- Confirm the branch is open by calling 2692-255676 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SIBL0000714 and your account number.
Verifying IFSC SIBL0000714 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SIBL0000714 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2692-255676.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Anand are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SIBL0000714 continue to work without interruption.
Branch address & contact
South Indian BankAnand Branch
R.S. PLATINUM, G1-G2, NEAR BUS DEPOT, BHALEJ ROAD, ANAND
Anand, Gujarat
Phone: 2692-255676
IFSC: SIBL0000714
Frequently asked questions
Does South Indian Bank Anand branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2692-255676 to confirm.
How do I add South Indian Bank Anand as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SIBL0000714, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using SIBL0000714 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to South Indian Bank – Anand reflect within 30 minutes.
Can I use IFSC SIBL0000714 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SIBL0000714 to send funds instantly.
What is the phone number of South Indian Bank Anand branch?
You can reach the branch at 2692-255676 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Anand branch but serve different purposes.
Summary
The IFSC code SIBL0000714 belongs to South Indian Bank's ANAND branch, located at R.S. PLATINUM, G1-G2, NEAR BUS DEPOT, BHALEJ ROAD, ANAND in ANAND, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
