Use this page as a one-stop reference for everything related to Solapur Janata Sahakari Bank Limited's branch in , KARNATAKA. The branch's IFSC code SJSB0000038 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SJSB0000038 is the IFSC of Solapur Janata Sahakari Bank Limited's branch. The format is fixed: SJSB = bank code, 0 = reserved, 000038 = branch identifier.
Bank profile
Solapur Janata Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The branch — IFSC SJSB0000038 — extends the bank's services to customers in and around , Karnataka.
Branch details at a glance
| Bank Name | Solapur Janata Sahakari Bank Limited |
|---|---|
| IFSC Code | SJSB0000038 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C.S. NO. 892/1A/2 & 921, WARD NO. III, SANGHVI NIVAS, SIDDHESHWAR MANDIR ROAD, VIJAYPUR (VIJAPUR)- 586 101 |
| State | Karnataka |
| Phone | 0 |
About the branch
The branch of Solapur Janata Sahakari Bank Limited is situated at C.S. NO. 892/1A/2 & 921, WARD NO. III, SANGHVI NIVAS, SIDDHESHWAR MANDIR ROAD, VIJAYPUR (VIJAPUR)- 586 101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SJSB0000038 is used.
Why every Solapur Janata Sahakari Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of Solapur Janata Sahakari Bank Limited — its own 11-character IFSC. The code SJSB0000038 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SJSB0000038 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the branch
Once you have an account at Solapur Janata Sahakari Bank Limited – , the IFSC SJSB0000038 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the branch can access most of Solapur Janata Sahakari Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SJSB0000038
How to transfer money using IFSC SJSB0000038
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SJSB0000038 across all three.
NEFT to Solapur Janata Sahakari Bank Limited, using IFSC SJSB0000038
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SJSB0000038, and confirm that the system picks up Solapur Janata Sahakari Bank Limited – . Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SJSB0000038
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Solapur Janata Sahakari Bank Limited – , ensure your bank's portal accepts IFSC SJSB0000038 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Solapur Janata Sahakari Bank Limited (IFSC SJSB0000038)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SJSB0000038 in your mobile or internet banking app, and the money is credited to the branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SJSB0000038:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at is still linked to IFSC SJSB0000038.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Solapur Janata Sahakari Bank Limited's branch, the IFSC SJSB0000038 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC SJSB0000038
Solapur Janata Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SJSB0000038 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Solapur Janata Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SJSB0000038 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Solapur Janata Sahakari Bank Limited – :
- The IFSC is exactly SJSB0000038 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Solapur Janata Sahakari Bank Limited as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the branch
The branch is located at C.S. NO. 892/1A/2 & 921, WARD NO. III, SANGHVI NIVAS, SIDDHESHWAR MANDIR ROAD, VIJAYPUR (VIJAPUR)- 586 101, which puts it inside , the broader district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Solapur Janata Sahakari Bank Limited branch” — the verified location pin for IFSC SJSB0000038 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SJSB0000038 and your account number.
Verifying IFSC SJSB0000038 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SJSB0000038 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SJSB0000038 continue to work without interruption.
Branch address & contact
Solapur Janata Sahakari Bank LimitedBranch
C.S. NO. 892/1A/2 & 921, WARD NO. III, SANGHVI NIVAS, SIDDHESHWAR MANDIR ROAD, VIJAYPUR (VIJAPUR)- 586 101
, Karnataka
Phone: 0
IFSC: SJSB0000038
Frequently asked questions
How quickly will an NEFT transfer using SJSB0000038 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Solapur Janata Sahakari Bank Limited – reflect within 30 minutes.
What is the IFSC code of Solapur Janata Sahakari Bank Limited branch?
The IFSC code of Solapur Janata Sahakari Bank Limited, branch is SJSB0000038. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
Does Solapur Janata Sahakari Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Where is Solapur Janata Sahakari Bank Limited branch located?
Solapur Janata Sahakari Bank Limited's branch is located at C.S. NO. 892/1A/2 & 921, WARD NO. III, SANGHVI NIVAS, SIDDHESHWAR MANDIR ROAD, VIJAYPUR (VIJAPUR)- 586 101, , Karnataka.
How do I add Solapur Janata Sahakari Bank Limited as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SJSB0000038, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Solapur Janata Sahakari Bank Limited branch?
You can reach the branch at 0 during regular banking hours.
Can I use IFSC SJSB0000038 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SJSB0000038 to send funds instantly.
Summary
The IFSC code SJSB0000038 belongs to Solapur Janata Sahakari Bank Limited's branch, located at C.S. NO. 892/1A/2 & 921, WARD NO. III, SANGHVI NIVAS, SIDDHESHWAR MANDIR ROAD,… in , KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
