If you are searching for the IFSC code of Solapur Janata Sahakari Bank Limited, branch in , MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SJSB0000032. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the branch, and detailed step-by-step guides for using the IFSC SJSB0000032 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SJSB0000032 is the IFSC of Solapur Janata Sahakari Bank Limited's branch. The format is fixed: SJSB = bank code, 0 = reserved, 000032 = branch identifier.
Bank profile
Solapur Janata Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The branch — IFSC SJSB0000032 — extends the bank's services to customers in and around , Maharashtra.
branch overview
Located at DR.BABASAHEB AMBEDKAR CHOWK, BAJAJ NAGAR ,MIDC WALUJAURANGABAD 431133, the branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SJSB0000032 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Solapur Janata Sahakari Bank Limited |
|---|---|
| IFSC Code | SJSB0000032 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DR.BABASAHEB AMBEDKAR CHOWK, BAJAJ NAGAR ,MIDC WALUJAURANGABAD 431133 |
| State | Maharashtra |
| Phone | 2556102 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Solapur Janata Sahakari Bank Limited's branch came to be assigned the code SJSB0000032.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SJSB0000032, money simply cannot be routed to the branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Solapur Janata Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SJSB0000032 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SJSB0000032
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SJSB0000032 across all three.
How to use IFSC SJSB0000032 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Solapur Janata Sahakari Bank Limited's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SJSB0000032.
- Confirm the bank name auto-populates as Solapur Janata Sahakari Bank Limited and the branch as .
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to
If you need to transfer ₹2 lakh or more in one go to an account at Solapur Janata Sahakari Bank Limited's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SJSB0000032 while initiating the transfer and the credit will appear within minutes.
IMPS to Solapur Janata Sahakari Bank Limited (IFSC SJSB0000032)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SJSB0000032 in your mobile or internet banking app, and the money is credited to the branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SJSB0000032 for Solapur Janata Sahakari Bank Limited – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SJSB0000032 | Yes – SJSB0000032 | Yes – SJSB0000032 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SJSB0000032
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Solapur Janata Sahakari Bank Limited – is still mapped to IFSC SJSB0000032. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SJSB0000032 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the branch is mapped to IFSC SJSB0000032 on the RBI payments network. The branch generally supports the full retail product catalogue of Solapur Janata Sahakari Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SJSB0000032.
Banking services available
The branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2556102.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SJSB0000032
Digital banking channels
Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SJSB0000032 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The branch sits at DR.BABASAHEB AMBEDKAR CHOWK, BAJAJ NAGAR ,MIDC WALUJAURANGABAD 431133. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 2556102 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SJSB0000032 and your account number.
Common mistakes to avoid when using IFSC SJSB0000032
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Solapur Janata Sahakari Bank Limited – , double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SJSB0000032. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SJSB0000032 continue to work without interruption.
Verifying IFSC SJSB0000032 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SJSB0000032 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2556102.
- Visiting the bank's official branch locator page.
Branch address & contact
Solapur Janata Sahakari Bank LimitedBranch
DR.BABASAHEB AMBEDKAR CHOWK, BAJAJ NAGAR ,MIDC WALUJAURANGABAD 431133
, Maharashtra
Phone: 2556102
IFSC: SJSB0000032
Frequently asked questions
What is the IFSC code of Solapur Janata Sahakari Bank Limited branch?
The IFSC code of Solapur Janata Sahakari Bank Limited, branch is SJSB0000032. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Solapur Janata Sahakari Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2556102 to confirm.
How quickly will an NEFT transfer using SJSB0000032 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Solapur Janata Sahakari Bank Limited – reflect within 30 minutes.
Can I use IFSC SJSB0000032 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SJSB0000032 to send funds instantly.
How do I add Solapur Janata Sahakari Bank Limited as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SJSB0000032, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Solapur Janata Sahakari Bank Limited branch?
You can reach the branch at 2556102 during regular banking hours.
Is IFSC SJSB0000032 the same for all accounts at branch?
Yes. The IFSC SJSB0000032 is shared by every account held at Solapur Janata Sahakari Bank Limited's branch. Only the account number changes from customer to customer.
Final notes
To recap: SJSB0000032 is the IFSC code of Solapur Janata Sahakari Bank Limited, branch, in , MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
