If you are searching for the IFSC code of Solapur Janata Sahakari Bank Limited, branch in , MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SJSB0000014. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the branch, and detailed step-by-step guides for using the IFSC SJSB0000014 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SJSB0000014 is the IFSC of Solapur Janata Sahakari Bank Limited's branch. The format is fixed: SJSB = bank code, 0 = reserved, 000014 = branch identifier.
Bank profile
Solapur Janata Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The branch — IFSC SJSB0000014 — extends the bank's services to customers in and around , Maharashtra.
Branch details at a glance
| Bank Name | Solapur Janata Sahakari Bank Limited |
|---|---|
| IFSC Code | SJSB0000014 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BLOCKNO.10FIRST FLOOR SURAVASEAPARTMENTHOTGI ROAD ,SOLAPUR413003 |
| State | Maharashtra |
| Phone | 2741130 |
About the branch
The branch of Solapur Janata Sahakari Bank Limited is situated at BLOCKNO.10FIRST FLOOR SURAVASEAPARTMENTHOTGI ROAD ,SOLAPUR413003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SJSB0000014 is used.
Why every Solapur Janata Sahakari Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of Solapur Janata Sahakari Bank Limited — its own 11-character IFSC. The code SJSB0000014 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SJSB0000014 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the branch
Once you have an account at Solapur Janata Sahakari Bank Limited – , the IFSC SJSB0000014 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2741130.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SJSB0000014
How to transfer money using IFSC SJSB0000014
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SJSB0000014 across all three.
How to use IFSC SJSB0000014 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Solapur Janata Sahakari Bank Limited's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SJSB0000014.
- Confirm the bank name auto-populates as Solapur Janata Sahakari Bank Limited and the branch as .
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SJSB0000014
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Solapur Janata Sahakari Bank Limited – , ensure your bank's portal accepts IFSC SJSB0000014 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Solapur Janata Sahakari Bank Limited (IFSC SJSB0000014)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SJSB0000014 in your mobile or internet banking app, and the money is credited to the branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SJSB0000014 for Solapur Janata Sahakari Bank Limited – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SJSB0000014 | Yes – SJSB0000014 | Yes – SJSB0000014 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SJSB0000014
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Solapur Janata Sahakari Bank Limited – is still mapped to IFSC SJSB0000014. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SJSB0000014 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SJSB0000014 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Solapur Janata Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SJSB0000014 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Solapur Janata Sahakari Bank Limited – :
- The IFSC is exactly SJSB0000014 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Solapur Janata Sahakari Bank Limited as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The branch sits at BLOCKNO.10FIRST FLOOR SURAVASEAPARTMENTHOTGI ROAD ,SOLAPUR413003. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 2741130 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SJSB0000014 and your account number.
Verifying IFSC SJSB0000014 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SJSB0000014 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2741130.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SJSB0000014, however, work 24x7.
Branch address & contact
Solapur Janata Sahakari Bank LimitedBranch
BLOCKNO.10FIRST FLOOR SURAVASEAPARTMENTHOTGI ROAD ,SOLAPUR413003
, Maharashtra
Phone: 2741130
IFSC: SJSB0000014
Frequently asked questions
Is IFSC SJSB0000014 valid for NEFT and RTGS?
Yes. IFSC SJSB0000014 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
Is IFSC SJSB0000014 the same for all accounts at branch?
Yes. The IFSC SJSB0000014 is shared by every account held at Solapur Janata Sahakari Bank Limited's branch. Only the account number changes from customer to customer.
Does Solapur Janata Sahakari Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2741130 to confirm.
Where is Solapur Janata Sahakari Bank Limited branch located?
Solapur Janata Sahakari Bank Limited's branch is located at BLOCKNO.10FIRST FLOOR SURAVASEAPARTMENTHOTGI ROAD ,SOLAPUR413003, , Maharashtra.
How do I add Solapur Janata Sahakari Bank Limited as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SJSB0000014, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: SJSB0000014 is the IFSC code of Solapur Janata Sahakari Bank Limited, branch, in , MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
