This page lists the IFSC code, branch address, contact number and fund-transfer information for Solapur Janata Sahakari Bank Limited, branch in . The 11-digit IFSC SJSB0000005 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Solapur Janata Sahakari Bank Limited at the location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Solapur Janata Sahakari Bank Limited's branch, the IFSC SJSB0000005 breaks down as follows: SJSB identifies the bank, 0 is the reserved character, and 000005 identifies this particular branch.
Branch details at a glance
| Bank Name | Solapur Janata Sahakari Bank Limited |
|---|---|
| IFSC Code | SJSB0000005 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POSTKASBE TADWALEDISOSMANABAD 413407 |
| State | Maharashtra |
| Phone | 247032 |
Bank profile
Solapur Janata Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The branch — IFSC SJSB0000005 — extends the bank's services to customers in and around , Maharashtra.
About this branch
The branch is located at AT POSTKASBE TADWALEDISOSMANABAD 413407. It serves the region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Solapur Janata Sahakari Bank Limited. The IFSC SJSB0000005 is used to identify this branch on the RBI payments network.
Why every Solapur Janata Sahakari Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of Solapur Janata Sahakari Bank Limited — its own 11-character IFSC. The code SJSB0000005 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SJSB0000005 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SJSB0000005
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SJSB0000005 across all three.
How to use IFSC SJSB0000005 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Solapur Janata Sahakari Bank Limited's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SJSB0000005.
- Confirm the bank name auto-populates as Solapur Janata Sahakari Bank Limited and the branch as .
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to
If you need to transfer ₹2 lakh or more in one go to an account at Solapur Janata Sahakari Bank Limited's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SJSB0000005 while initiating the transfer and the credit will appear within minutes.
IMPS to Solapur Janata Sahakari Bank Limited (IFSC SJSB0000005)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SJSB0000005 in your mobile or internet banking app, and the money is credited to the branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SJSB0000005 for Solapur Janata Sahakari Bank Limited – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SJSB0000005 | Yes – SJSB0000005 | Yes – SJSB0000005 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SJSB0000005
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Solapur Janata Sahakari Bank Limited – is still mapped to IFSC SJSB0000005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SJSB0000005 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the branch is mapped to IFSC SJSB0000005 on the RBI payments network. The branch generally supports the full retail product catalogue of Solapur Janata Sahakari Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SJSB0000005.
Banking services available
The branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 247032.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SJSB0000005
MICR & cheque-truncation details
Cheques drawn on the branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SJSB0000005 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SJSB0000005 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Solapur Janata Sahakari Bank Limited – :
- The IFSC is exactly SJSB0000005 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Solapur Janata Sahakari Bank Limited as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The branch sits at AT POSTKASBE TADWALEDISOSMANABAD 413407. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 247032 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SJSB0000005 and your account number.
Verifying IFSC SJSB0000005 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SJSB0000005 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 247032.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SJSB0000005, however, work 24x7.
Branch address & contact
Solapur Janata Sahakari Bank LimitedBranch
AT POSTKASBE TADWALEDISOSMANABAD 413407
, Maharashtra
Phone: 247032
IFSC: SJSB0000005
Frequently asked questions
Is IFSC SJSB0000005 the same for all accounts at branch?
Yes. The IFSC SJSB0000005 is shared by every account held at Solapur Janata Sahakari Bank Limited's branch. Only the account number changes from customer to customer.
Can I use IFSC SJSB0000005 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SJSB0000005 to send funds instantly.
How quickly will an NEFT transfer using SJSB0000005 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Solapur Janata Sahakari Bank Limited – reflect within 30 minutes.
What is the phone number of Solapur Janata Sahakari Bank Limited branch?
You can reach the branch at 247032 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
What is the IFSC code of Solapur Janata Sahakari Bank Limited branch?
The IFSC code of Solapur Janata Sahakari Bank Limited, branch is SJSB0000005. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: SJSB0000005 is the IFSC code of Solapur Janata Sahakari Bank Limited, branch, in , MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
