IFSC Code of Smriti Nagrik Sahakari Bank Maryadit, Neemuch Branch, Madhya Pradesh

If you are searching for the IFSC code of Smriti Nagrik Sahakari Bank Maryadit, NEEMUCH branch in NEEMUCH, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is SMNB0000006. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NEEMUCH branch, and detailed step-by-step guides for using the IFSC SMNB0000006 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Smriti Nagrik Sahakari Bank Maryadit – NEEMUCH is SMNB0000006. The first four letters SMNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000006 map to this branch in NEEMUCH, MADHYA PRADESH.

Branch details at a glance

About the bank

Smriti Nagrik Sahakari Bank Maryadit serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Neemuch branch in Neemuch, Madhya Pradesh is part of this network and uses the IFSC code SMNB0000006 for all electronic settlement.

About the Neemuch branch

The Neemuch branch of Smriti Nagrik Sahakari Bank Maryadit is situated at HOUSE NO.7, BANGLOW NO.40 CRPF LINES,NEAR RATAN SWEETS,NEEMUCH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SMNB0000006 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Smriti Nagrik Sahakari Bank Maryadit's NEEMUCH branch came to be assigned the code SMNB0000006.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SMNB0000006, money simply cannot be routed to the NEEMUCH branch electronically.

How to transfer money using IFSC SMNB0000006

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SMNB0000006 across all three.

NEFT to Smriti Nagrik Sahakari Bank Maryadit, NEEMUCH using IFSC SMNB0000006

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SMNB0000006, and confirm that the system picks up Smriti Nagrik Sahakari Bank Maryadit – NEEMUCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NEEMUCH

If you need to transfer ₹2 lakh or more in one go to an account at Smriti Nagrik Sahakari Bank Maryadit's NEEMUCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SMNB0000006 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Smriti Nagrik Sahakari Bank Maryadit – NEEMUCH, use IMPS. With IFSC SMNB0000006 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SMNB0000006 for Smriti Nagrik Sahakari Bank Maryadit – NEEMUCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Neemuch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SMNB0000006

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Smriti Nagrik Sahakari Bank Maryadit – NEEMUCH is still mapped to IFSC SMNB0000006. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SMNB0000006 and the beneficiary's account number to complete the transfer.

Account types you can open at the Neemuch branch

Once you have an account at Smriti Nagrik Sahakari Bank Maryadit – NEEMUCH, the IFSC SMNB0000006 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Neemuch branch can access most of Smriti Nagrik Sahakari Bank Maryadit's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SMNB0000006

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Smriti Nagrik Sahakari Bank Maryadit carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SMNB0000006 and the account number together uniquely identify the Neemuch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Neemuch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SMNB0000006 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Smriti Nagrik Sahakari Bank Maryadit – NEEMUCH:

• The IFSC is exactly SMNB0000006 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Smriti Nagrik Sahakari Bank Maryadit as the bank name and NEEMUCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Neemuch branch sits at HOUSE NO.7, BANGLOW NO.40 CRPF LINES,NEAR RATAN SWEETS,NEEMUCH. If you are travelling from outside Neemuch, search for the branch on a maps application using the bank name and locality, or call 7422-405622 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SMNB0000006 and your account number.

Verifying IFSC SMNB0000006 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SMNB0000006 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7422-405622.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Neemuch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SMNB0000006 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SMNB0000006 is the IFSC code of Smriti Nagrik Sahakari Bank Maryadit, NEEMUCH branch, in NEEMUCH, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.