Below are the complete branch details for Slice Small Finance Bank Limited, SINGTAM branch, located in SINGTAM, SIKKIM. The IFSC assigned by the Reserve Bank of India to this branch is NESF0000119. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case NESF0000119 for Slice Small Finance Bank Limited – SINGTAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, NESF0000119 is the IFSC of Slice Small Finance Bank Limited's SINGTAM branch. The format is fixed: NESF = bank code, 0 = reserved, 000119 = branch identifier.
About Slice Small Finance Bank Limited
Slice Small Finance Bank Limited operates a wide network of branches across India, including the Singtam branch in Singtam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, NESF0000119.
Branch details at a glance
| Bank Name | Slice Small Finance Bank Limited |
|---|---|
| Branch | Singtam |
| IFSC Code | NESF0000119 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHANTI NAGAR,P.O-SINGTAM,P-S-SINGTAM |
| City | Singtam |
| District | South |
| State | Sikkim |
About this branch
The branch is located at SHANTI NAGAR,P.O-SINGTAM,P-S-SINGTAM. It serves the Singtam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Slice Small Finance Bank Limited. The IFSC NESF0000119 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Slice Small Finance Bank Limited's SINGTAM branch came to be assigned the code NESF0000119.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC NESF0000119, money simply cannot be routed to the SINGTAM branch electronically.
Account types you can open at the Singtam branch
Once you have an account at Slice Small Finance Bank Limited – SINGTAM, the IFSC NESF0000119 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Singtam branch can access most of Slice Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC NESF0000119
How to transfer money using IFSC NESF0000119
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NESF0000119 across all three.
NEFT to Slice Small Finance Bank Limited, SINGTAM using IFSC NESF0000119
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC NESF0000119, and confirm that the system picks up Slice Small Finance Bank Limited – SINGTAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SINGTAM
If you need to transfer ₹2 lakh or more in one go to an account at Slice Small Finance Bank Limited's SINGTAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NESF0000119 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Slice Small Finance Bank Limited – SINGTAM, use IMPS. With IFSC NESF0000119 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Singtam
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC NESF0000119:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SINGTAM is still linked to IFSC NESF0000119.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC NESF0000119
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Slice Small Finance Bank Limited – SINGTAM is still mapped to IFSC NESF0000119. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC NESF0000119 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Singtam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC NESF0000119 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Slice Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC NESF0000119 and the account number together uniquely identify the Singtam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC NESF0000119
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Slice Small Finance Bank Limited – SINGTAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
NESF0000119. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Singtam branch
The branch is located at SHANTI NAGAR,P.O-SINGTAM,P-S-SINGTAM, which puts it inside Singtam, the broader South district, and the state of Sikkim. To plan your visit:
- Open Google Maps on your phone and search for “Slice Small Finance Bank Limited Singtam branch” — the verified location pin for IFSC NESF0000119 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC NESF0000119 and your account number.
Verifying IFSC NESF0000119 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NESF0000119 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Singtam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC NESF0000119, however, work 24x7.
Branch address & contact
Slice Small Finance Bank LimitedSingtam Branch
SHANTI NAGAR,P.O-SINGTAM,P-S-SINGTAM
Singtam, Sikkim
Phone: the branch contact number
IFSC: NESF0000119
Frequently asked questions
How quickly will an NEFT transfer using NESF0000119 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Slice Small Finance Bank Limited – Singtam reflect within 30 minutes.
How do I add Slice Small Finance Bank Limited Singtam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC NESF0000119, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC NESF0000119 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC NESF0000119 to send funds instantly.
What is the IFSC code of Slice Small Finance Bank Limited Singtam branch?
The IFSC code of Slice Small Finance Bank Limited, Singtam branch is NESF0000119. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Slice Small Finance Bank Limited Singtam branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC NESF0000119 valid for NEFT and RTGS?
Yes. IFSC NESF0000119 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Slice Small Finance Bank Limited Singtam branch located?
Slice Small Finance Bank Limited's Singtam branch is located at SHANTI NAGAR,P.O-SINGTAM,P-S-SINGTAM, Singtam, Sikkim.
Summary
The IFSC code NESF0000119 belongs to Slice Small Finance Bank Limited's SINGTAM branch, located at SHANTI NAGAR,P.O-SINGTAM,P-S-SINGTAM in SINGTAM, SIKKIM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
