IFSC Code of Slice Small Finance Bank Limited, Umlyngdiat Nongpoh Branch, Meghalaya

Use this page as a one-stop reference for everything related to Slice Small Finance Bank Limited's UMLYNGDIAT NONGPOH branch in NONGPOH, MEGHALAYA. The branch's IFSC code NESF0000045 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, NESF0000045 is the IFSC of Slice Small Finance Bank Limited's UMLYNGDIAT NONGPOH branch. The format is fixed: NESF = bank code, 0 = reserved, 000045 = branch identifier.

Branch details at a glance

About Slice Small Finance Bank Limited

Slice Small Finance Bank Limited operates a wide network of branches across India, including the Umlyngdiat Nongpoh branch in Nongpoh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, NESF0000045.

About this branch

The branch is located at UMLYNGDIAT OPPOSITE FIRE BRIGADE POAND PS NONGPOH PIN 793102. It serves the Nongpoh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Slice Small Finance Bank Limited. The IFSC NESF0000045 is used to identify this branch on the RBI payments network.

Why every Slice Small Finance Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including UMLYNGDIAT NONGPOH of Slice Small Finance Bank Limited — its own 11-character IFSC. The code NESF0000045 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC NESF0000045 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC NESF0000045

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NESF0000045 across all three.

How to use IFSC NESF0000045 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Slice Small Finance Bank Limited's UMLYNGDIAT NONGPOH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC NESF0000045.
4. Confirm the bank name auto-populates as Slice Small Finance Bank Limited and the branch as UMLYNGDIAT NONGPOH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to UMLYNGDIAT NONGPOH

If you need to transfer ₹2 lakh or more in one go to an account at Slice Small Finance Bank Limited's UMLYNGDIAT NONGPOH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NESF0000045 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Slice Small Finance Bank Limited – UMLYNGDIAT NONGPOH, use IMPS. With IFSC NESF0000045 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC NESF0000045 for Slice Small Finance Bank Limited – UMLYNGDIAT NONGPOH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Umlyngdiat Nongpoh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC NESF0000045

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Slice Small Finance Bank Limited – UMLYNGDIAT NONGPOH is still mapped to IFSC NESF0000045. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC NESF0000045 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Umlyngdiat Nongpoh branch is mapped to IFSC NESF0000045 on the RBI payments network. The branch generally supports the full retail product catalogue of Slice Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains NESF0000045.

Banking services available

The Umlyngdiat Nongpoh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC NESF0000045

MICR & cheque-truncation details

Cheques drawn on the Umlyngdiat Nongpoh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NESF0000045 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC NESF0000045

Slice Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the UMLYNGDIAT NONGPOH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC NESF0000045 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Slice Small Finance Bank Limited – UMLYNGDIAT NONGPOH:

• The IFSC is exactly NESF0000045 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Slice Small Finance Bank Limited as the bank name and UMLYNGDIAT NONGPOH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Umlyngdiat Nongpoh branch sits at UMLYNGDIAT OPPOSITE FIRE BRIGADE POAND PS NONGPOH PIN 793102. If you are travelling from outside Nongpoh, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NESF0000045 and your account number.

Verifying IFSC NESF0000045 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NESF0000045 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Umlyngdiat Nongpoh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to NESF0000045 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code NESF0000045 belongs to Slice Small Finance Bank Limited's UMLYNGDIAT NONGPOH branch, located at UMLYNGDIAT OPPOSITE FIRE BRIGADE POAND PS NONGPOH PIN 793102 in NONGPOH, MEGHALAYA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.