IFSC Code of Slice Small Finance Bank Limited, Singhithang ,Namchi Branch, Sikkim

Below are the complete branch details for Slice Small Finance Bank Limited, SINGHITHANG ,NAMCHI branch, located in NAMCHI, SIKKIM. The IFSC assigned by the Reserve Bank of India to this branch is NESF0000122. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case NESF0000122 for Slice Small Finance Bank Limited – SINGHITHANG ,NAMCHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, NESF0000122 is the IFSC of Slice Small Finance Bank Limited's SINGHITHANG ,NAMCHI branch. The format is fixed: NESF = bank code, 0 = reserved, 000122 = branch identifier.

Bank profile

Slice Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Singhithang ,Namchi branch — IFSC NESF0000122 — extends the bank's services to customers in and around Namchi, Sikkim.

Branch details at a glance

Singhithang ,Namchi branch overview

Located at KAZITAR NAMCHI SOUTH SIKKIM,P.O-NAMCHI,P.S-NAMCHI, the Singhithang ,Namchi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC NESF0000122 is required for all interbank electronic transfers routed through this branch.

Why every Slice Small Finance Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SINGHITHANG ,NAMCHI of Slice Small Finance Bank Limited — its own 11-character IFSC. The code NESF0000122 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC NESF0000122 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Singhithang ,Namchi branch is mapped to IFSC NESF0000122 on the RBI payments network. The branch generally supports the full retail product catalogue of Slice Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains NESF0000122.

Products and services

Customers walking into the Singhithang ,Namchi branch can access most of Slice Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC NESF0000122

How to transfer money using IFSC NESF0000122

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NESF0000122 across all three.

How to use IFSC NESF0000122 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Slice Small Finance Bank Limited's SINGHITHANG ,NAMCHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC NESF0000122.
4. Confirm the bank name auto-populates as Slice Small Finance Bank Limited and the branch as SINGHITHANG ,NAMCHI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC NESF0000122

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Slice Small Finance Bank Limited – SINGHITHANG ,NAMCHI, ensure your bank's portal accepts IFSC NESF0000122 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Slice Small Finance Bank Limited – SINGHITHANG ,NAMCHI, use IMPS. With IFSC NESF0000122 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Singhithang ,Namchi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC NESF0000122:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SINGHITHANG ,NAMCHI is still linked to IFSC NESF0000122.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Slice Small Finance Bank Limited's SINGHITHANG ,NAMCHI branch, the IFSC NESF0000122 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Singhithang ,Namchi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC NESF0000122 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Slice Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC NESF0000122 and the account number together uniquely identify the Singhithang ,Namchi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Slice Small Finance Bank Limited – SINGHITHANG ,NAMCHI:

• The IFSC is exactly NESF0000122 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Slice Small Finance Bank Limited as the bank name and SINGHITHANG ,NAMCHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Singhithang ,Namchi branch

The branch is located at KAZITAR NAMCHI SOUTH SIKKIM,P.O-NAMCHI,P.S-NAMCHI, which puts it inside Namchi, the broader South Sikkim district, and the state of Sikkim. To plan your visit:

1. Open Google Maps on your phone and search for “Slice Small Finance Bank Limited Singhithang ,Namchi branch” — the verified location pin for IFSC NESF0000122 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC NESF0000122 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC NESF0000122 for Slice Small Finance Bank Limited – SINGHITHANG ,NAMCHI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Singhithang ,Namchi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to NESF0000122 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code NESF0000122 belongs to Slice Small Finance Bank Limited's SINGHITHANG ,NAMCHI branch, located at KAZITAR NAMCHI SOUTH SIKKIM,P.O-NAMCHI,P.S-NAMCHI in NAMCHI, SIKKIM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.