IFSC Code of Slice Small Finance Bank Limited, Kharupetia Branch, Assam

This page lists the IFSC code, branch address, contact number and fund-transfer information for Slice Small Finance Bank Limited, KHARUPETIA branch in MANGALDOI. The 11-digit IFSC NESF0000018 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Slice Small Finance Bank Limited at the KHARUPETIA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, NESF0000018 is the IFSC of Slice Small Finance Bank Limited's KHARUPETIA branch. The format is fixed: NESF = bank code, 0 = reserved, 000018 = branch identifier.

Bank profile

Slice Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kharupetia branch — IFSC NESF0000018 — extends the bank's services to customers in and around Mangaldoi, Assam.

Branch details at a glance

About this branch

The branch is located at ISMAIL COMPLEX,LOVELY HOTEL BUILDING,NEAR PETROL PUMP,NH-15. It serves the Mangaldoi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Slice Small Finance Bank Limited. The IFSC NESF0000018 is used to identify this branch on the RBI payments network.

Why every Slice Small Finance Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHARUPETIA of Slice Small Finance Bank Limited — its own 11-character IFSC. The code NESF0000018 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC NESF0000018 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Kharupetia branch is mapped to IFSC NESF0000018 on the RBI payments network. The branch generally supports the full retail product catalogue of Slice Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains NESF0000018.

Products and services

Customers walking into the Kharupetia branch can access most of Slice Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC NESF0000018

How to transfer money using IFSC NESF0000018

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NESF0000018 across all three.

How to use IFSC NESF0000018 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Slice Small Finance Bank Limited's KHARUPETIA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC NESF0000018.
4. Confirm the bank name auto-populates as Slice Small Finance Bank Limited and the branch as KHARUPETIA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC NESF0000018

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Slice Small Finance Bank Limited – KHARUPETIA, ensure your bank's portal accepts IFSC NESF0000018 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Slice Small Finance Bank Limited – KHARUPETIA, use IMPS. With IFSC NESF0000018 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC NESF0000018 for Slice Small Finance Bank Limited – KHARUPETIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kharupetia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC NESF0000018

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Slice Small Finance Bank Limited – KHARUPETIA is still mapped to IFSC NESF0000018. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC NESF0000018 and the beneficiary's account number to complete the transfer.

Online banking and IFSC NESF0000018

Slice Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KHARUPETIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC NESF0000018 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Kharupetia branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NESF0000018 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Slice Small Finance Bank Limited – KHARUPETIA:

• The IFSC is exactly NESF0000018 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Slice Small Finance Bank Limited as the bank name and KHARUPETIA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Kharupetia branch sits at ISMAIL COMPLEX,LOVELY HOTEL BUILDING,NEAR PETROL PUMP,NH-15. If you are travelling from outside Mangaldoi, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NESF0000018 and your account number.

Verifying IFSC NESF0000018 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NESF0000018 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Kharupetia are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to NESF0000018 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: NESF0000018 is the IFSC code of Slice Small Finance Bank Limited, KHARUPETIA branch, in MANGALDOI, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.