IFSC Code of Slice Small Finance Bank Limited, Kumarikata Branch, Assam

Use this page as a one-stop reference for everything related to Slice Small Finance Bank Limited's KUMARIKATA branch in KUMARIKATA, ASSAM. The branch's IFSC code NESF0000192 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Slice Small Finance Bank Limited's KUMARIKATA branch, the IFSC NESF0000192 breaks down as follows: NESF identifies the bank, 0 is the reserved character, and 000192 identifies this particular branch.

Branch details at a glance

Bank profile

Slice Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kumarikata branch — IFSC NESF0000192 — extends the bank's services to customers in and around Kumarikata, Assam.

About this branch

The branch is located at BAHBARI,P.O - KUMARIKATA,P.S - TAMULPUR,DIST-BAKSA BTAD,PIN-781360,ASSAM. It serves the Kumarikata region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Slice Small Finance Bank Limited. The IFSC NESF0000192 is used to identify this branch on the RBI payments network.

Why every Slice Small Finance Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KUMARIKATA of Slice Small Finance Bank Limited — its own 11-character IFSC. The code NESF0000192 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC NESF0000192 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC NESF0000192

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NESF0000192 across all three.

How to use IFSC NESF0000192 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Slice Small Finance Bank Limited's KUMARIKATA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC NESF0000192.
4. Confirm the bank name auto-populates as Slice Small Finance Bank Limited and the branch as KUMARIKATA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KUMARIKATA

If you need to transfer ₹2 lakh or more in one go to an account at Slice Small Finance Bank Limited's KUMARIKATA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NESF0000192 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Slice Small Finance Bank Limited – KUMARIKATA, use IMPS. With IFSC NESF0000192 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC NESF0000192 for Slice Small Finance Bank Limited – KUMARIKATA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kumarikata branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Slice Small Finance Bank Limited's KUMARIKATA branch, the IFSC NESF0000192 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Kumarikata branch

Once you have an account at Slice Small Finance Bank Limited – KUMARIKATA, the IFSC NESF0000192 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kumarikata branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC NESF0000192

MICR & cheque-truncation details

Cheques drawn on the Kumarikata branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NESF0000192 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC NESF0000192

Slice Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KUMARIKATA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC NESF0000192 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Slice Small Finance Bank Limited – KUMARIKATA:

• The IFSC is exactly NESF0000192 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Slice Small Finance Bank Limited as the bank name and KUMARIKATA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Kumarikata branch sits at BAHBARI,P.O - KUMARIKATA,P.S - TAMULPUR,DIST-BAKSA BTAD,PIN-781360,ASSAM. If you are travelling from outside Kumarikata, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NESF0000192 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC NESF0000192 for Slice Small Finance Bank Limited – KUMARIKATA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Kumarikata are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to NESF0000192 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code NESF0000192 belongs to Slice Small Finance Bank Limited's KUMARIKATA branch, located at BAHBARI,P.O - KUMARIKATA,P.S - TAMULPUR,DIST-BAKSA BTAD,PIN-781360,ASSAM in KUMARIKATA, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.