IFSC Code of Slice Small Finance Bank Limited, Khowang Branch, Assam

Below are the complete branch details for Slice Small Finance Bank Limited, KHOWANG branch, located in KHOWANG, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is NESF0000130. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case NESF0000130 for Slice Small Finance Bank Limited – KHOWANG — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, NESF0000130 is the IFSC of Slice Small Finance Bank Limited's KHOWANG branch. The format is fixed: NESF = bank code, 0 = reserved, 000130 = branch identifier.

Branch details at a glance

About the bank

Slice Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khowang branch in Khowang, Assam is part of this network and uses the IFSC code NESF0000130 for all electronic settlement.

Khowang branch overview

Located at KHOWANG SONOWAL GAON,PO.-KHOWANGGHAT,PS - KHOWANG, the Khowang branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC NESF0000130 is required for all interbank electronic transfers routed through this branch.

Why every Slice Small Finance Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHOWANG of Slice Small Finance Bank Limited — its own 11-character IFSC. The code NESF0000130 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC NESF0000130 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC NESF0000130

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NESF0000130 across all three.

NEFT to Slice Small Finance Bank Limited, KHOWANG using IFSC NESF0000130

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC NESF0000130, and confirm that the system picks up Slice Small Finance Bank Limited – KHOWANG. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KHOWANG

If you need to transfer ₹2 lakh or more in one go to an account at Slice Small Finance Bank Limited's KHOWANG branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NESF0000130 while initiating the transfer and the credit will appear within minutes.

IMPS to Slice Small Finance Bank Limited KHOWANG (IFSC NESF0000130)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC NESF0000130 in your mobile or internet banking app, and the money is credited to the KHOWANG branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC NESF0000130 for Slice Small Finance Bank Limited – KHOWANG, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Khowang branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC NESF0000130

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Slice Small Finance Bank Limited – KHOWANG is still mapped to IFSC NESF0000130. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC NESF0000130 and the beneficiary's account number to complete the transfer.

Account types you can open at the Khowang branch

Once you have an account at Slice Small Finance Bank Limited – KHOWANG, the IFSC NESF0000130 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Khowang branch can access most of Slice Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC NESF0000130

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Slice Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC NESF0000130 and the account number together uniquely identify the Khowang branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Khowang branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC NESF0000130 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Slice Small Finance Bank Limited – KHOWANG:

• The IFSC is exactly NESF0000130 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Slice Small Finance Bank Limited as the bank name and KHOWANG as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Khowang branch

The branch is located at KHOWANG SONOWAL GAON,PO.-KHOWANGGHAT,PS - KHOWANG, which puts it inside Khowang, the broader Dibrugarh district, and the state of Assam. To plan your visit:

1. Open Google Maps on your phone and search for “Slice Small Finance Bank Limited Khowang branch” — the verified location pin for IFSC NESF0000130 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC NESF0000130 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC NESF0000130 for Slice Small Finance Bank Limited – KHOWANG, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Khowang are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to NESF0000130 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: NESF0000130 is the IFSC code of Slice Small Finance Bank Limited, KHOWANG branch, in KHOWANG, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.