Below are the complete branch details for Slice Small Finance Bank Limited, PANITAMA branch, located in KAMRUP, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is NESF0000056. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case NESF0000056 for Slice Small Finance Bank Limited – PANITAMA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Slice Small Finance Bank Limited – PANITAMA is NESF0000056. The first four letters NESF are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000056 map to this branch in KAMRUP, ASSAM.
Branch details at a glance
| Bank Name | Slice Small Finance Bank Limited |
|---|---|
| Branch | Panitama |
| IFSC Code | NESF0000056 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BORKA,PO.PUB BORKA,PS.KAMALPUR,PIN-781101 |
| City | Kamrup |
| District | Kamrup |
| State | Assam |
Bank profile
Slice Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Panitama branch — IFSC NESF0000056 — extends the bank's services to customers in and around Kamrup, Assam.
About this branch
The branch is located at BORKA,PO.PUB BORKA,PS.KAMALPUR,PIN-781101. It serves the Kamrup region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Slice Small Finance Bank Limited. The IFSC NESF0000056 is used to identify this branch on the RBI payments network.
Why every Slice Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PANITAMA of Slice Small Finance Bank Limited — its own 11-character IFSC. The code NESF0000056 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC NESF0000056 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC NESF0000056
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NESF0000056 across all three.
How to use IFSC NESF0000056 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Slice Small Finance Bank Limited's PANITAMA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC NESF0000056.
- Confirm the bank name auto-populates as Slice Small Finance Bank Limited and the branch as PANITAMA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC NESF0000056
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Slice Small Finance Bank Limited – PANITAMA, ensure your bank's portal accepts IFSC NESF0000056 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Slice Small Finance Bank Limited – PANITAMA, use IMPS. With IFSC NESF0000056 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC NESF0000056 for Slice Small Finance Bank Limited – PANITAMA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – NESF0000056 | Yes – NESF0000056 | Yes – NESF0000056 |
For most retail customers crediting the Panitama branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Slice Small Finance Bank Limited's PANITAMA branch, the IFSC NESF0000056 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Panitama branch is mapped to IFSC NESF0000056 on the RBI payments network. The branch generally supports the full retail product catalogue of Slice Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains NESF0000056.
Banking services available
The Panitama branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC NESF0000056
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Slice Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC NESF0000056 and the account number together uniquely identify the Panitama branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC NESF0000056
Slice Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PANITAMA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC NESF0000056 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC NESF0000056
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Slice Small Finance Bank Limited – PANITAMA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
NESF0000056. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Panitama branch sits at BORKA,PO.PUB BORKA,PS.KAMALPUR,PIN-781101. If you are travelling from outside Kamrup, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NESF0000056 and your account number.
Verifying IFSC NESF0000056 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NESF0000056 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Panitama are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to NESF0000056 continue to work without interruption.
Branch address & contact
Slice Small Finance Bank LimitedPanitama Branch
BORKA,PO.PUB BORKA,PS.KAMALPUR,PIN-781101
Kamrup, Assam
Phone: the branch contact number
IFSC: NESF0000056
Frequently asked questions
How do I add Slice Small Finance Bank Limited Panitama as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC NESF0000056, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Slice Small Finance Bank Limited Panitama branch located?
Slice Small Finance Bank Limited's Panitama branch is located at BORKA,PO.PUB BORKA,PS.KAMALPUR,PIN-781101, Kamrup, Assam.
Is IFSC NESF0000056 valid for NEFT and RTGS?
Yes. IFSC NESF0000056 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC NESF0000056 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC NESF0000056 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Panitama branch but serve different purposes.
What is the IFSC code of Slice Small Finance Bank Limited Panitama branch?
The IFSC code of Slice Small Finance Bank Limited, Panitama branch is NESF0000056. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Slice Small Finance Bank Limited Panitama branch?
You can reach the branch at the branch contact number during regular banking hours.
Final notes
To recap: NESF0000056 is the IFSC code of Slice Small Finance Bank Limited, PANITAMA branch, in KAMRUP, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
