Below are the complete branch details for Slice Small Finance Bank Limited, DHEKIAL branch, located in DHEKIAL, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is NESF0000031. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case NESF0000031 for Slice Small Finance Bank Limited – DHEKIAL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Slice Small Finance Bank Limited – DHEKIAL is NESF0000031. The first four letters NESF are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000031 map to this branch in DHEKIAL, ASSAM.
About the bank
Slice Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dhekial branch in Dhekial, Assam is part of this network and uses the IFSC code NESF0000031 for all electronic settlement.
About this branch
The branch is located at VILL DHEKIAL,DHEKIAL CHARIALI,BLOCK - KATHALGURI,SUB DIV - DERGAON,P.S - DERGAON,DIST-GOLAGHAT,PIN-785622. It serves the Dhekial region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Slice Small Finance Bank Limited. The IFSC NESF0000031 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Slice Small Finance Bank Limited |
|---|---|
| Branch | Dhekial |
| IFSC Code | NESF0000031 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL DHEKIAL,DHEKIAL CHARIALI,BLOCK - KATHALGURI,SUB DIV - DERGAON,P.S - DERGAON,DIST-GOLAGHAT,PIN-785622 |
| City | Dhekial |
| District | Golaghat |
| State | Assam |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Slice Small Finance Bank Limited's DHEKIAL branch came to be assigned the code NESF0000031.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC NESF0000031, money simply cannot be routed to the DHEKIAL branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Dhekial branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NESF0000031 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC NESF0000031
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NESF0000031 across all three.
NEFT to Slice Small Finance Bank Limited, DHEKIAL using IFSC NESF0000031
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC NESF0000031, and confirm that the system picks up Slice Small Finance Bank Limited – DHEKIAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC NESF0000031
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Slice Small Finance Bank Limited – DHEKIAL, ensure your bank's portal accepts IFSC NESF0000031 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Slice Small Finance Bank Limited – DHEKIAL, use IMPS. With IFSC NESF0000031 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC NESF0000031 for Slice Small Finance Bank Limited – DHEKIAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – NESF0000031 | Yes – NESF0000031 | Yes – NESF0000031 |
For most retail customers crediting the Dhekial branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Slice Small Finance Bank Limited's DHEKIAL branch, the IFSC NESF0000031 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dhekial branch is mapped to IFSC NESF0000031 on the RBI payments network. The branch generally supports the full retail product catalogue of Slice Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains NESF0000031.
Products and services
Customers walking into the Dhekial branch can access most of Slice Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC NESF0000031
Online banking and IFSC NESF0000031
Slice Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DHEKIAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC NESF0000031 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Dhekial branch sits at VILL DHEKIAL,DHEKIAL CHARIALI,BLOCK - KATHALGURI,SUB DIV - DERGAON,P.S - DERGAON,DIST-GOLAGHAT,PIN-785622. If you are travelling from outside Dhekial, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NESF0000031 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Slice Small Finance Bank Limited – DHEKIAL:
- The IFSC is exactly NESF0000031 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Slice Small Finance Bank Limited as the bank name and DHEKIAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dhekial branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC NESF0000031, however, work 24x7.
Verifying IFSC NESF0000031 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NESF0000031 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Slice Small Finance Bank LimitedDhekial Branch
VILL DHEKIAL,DHEKIAL CHARIALI,BLOCK - KATHALGURI,SUB DIV - DERGAON,P.S - DERGAON,DIST-GOLAGHAT,PIN-785622
Dhekial, Assam
Phone: the branch contact number
IFSC: NESF0000031
Frequently asked questions
Is IFSC NESF0000031 the same for all accounts at Dhekial branch?
Yes. The IFSC NESF0000031 is shared by every account held at Slice Small Finance Bank Limited's Dhekial branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dhekial branch but serve different purposes.
Can I use IFSC NESF0000031 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC NESF0000031 to send funds instantly.
How quickly will an NEFT transfer using NESF0000031 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Slice Small Finance Bank Limited – Dhekial reflect within 30 minutes.
Is IFSC NESF0000031 valid for NEFT and RTGS?
Yes. IFSC NESF0000031 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Slice Small Finance Bank Limited Dhekial branch?
The IFSC code of Slice Small Finance Bank Limited, Dhekial branch is NESF0000031. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Slice Small Finance Bank Limited Dhekial branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Final notes
To recap: NESF0000031 is the IFSC code of Slice Small Finance Bank Limited, DHEKIAL branch, in DHEKIAL, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


