Use this page as a one-stop reference for everything related to Slice Small Finance Bank Limited's BIJNI branch in BONGAIGAON, ASSAM. The branch's IFSC code NESF0000059 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Slice Small Finance Bank Limited's BIJNI branch, the IFSC NESF0000059 breaks down as follows: NESF identifies the bank, 0 is the reserved character, and 000059 identifies this particular branch.
Branch details at a glance
| Bank Name | Slice Small Finance Bank Limited |
|---|---|
| Branch | Bijni |
| IFSC Code | NESF0000059 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BIJNI TOWN,P.O-BIJNI,P.S-BIJNI,PIN-783390,ASSAM |
| City | Bongaigaon |
| District | Chirang |
| State | Assam |
Bank profile
Slice Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bijni branch — IFSC NESF0000059 — extends the bank's services to customers in and around Bongaigaon, Assam.
About this branch
The branch is located at BIJNI TOWN,P.O-BIJNI,P.S-BIJNI,PIN-783390,ASSAM. It serves the Bongaigaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Slice Small Finance Bank Limited. The IFSC NESF0000059 is used to identify this branch on the RBI payments network.
Why every Slice Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BIJNI of Slice Small Finance Bank Limited — its own 11-character IFSC. The code NESF0000059 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC NESF0000059 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC NESF0000059
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NESF0000059 across all three.
NEFT to Slice Small Finance Bank Limited, BIJNI using IFSC NESF0000059
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC NESF0000059, and confirm that the system picks up Slice Small Finance Bank Limited – BIJNI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC NESF0000059
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Slice Small Finance Bank Limited – BIJNI, ensure your bank's portal accepts IFSC NESF0000059 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Slice Small Finance Bank Limited – BIJNI, use IMPS. With IFSC NESF0000059 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Bijni
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC NESF0000059:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BIJNI is still linked to IFSC NESF0000059.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC NESF0000059
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Slice Small Finance Bank Limited – BIJNI is still mapped to IFSC NESF0000059. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC NESF0000059 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bijni branch is mapped to IFSC NESF0000059 on the RBI payments network. The branch generally supports the full retail product catalogue of Slice Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains NESF0000059.
Products and services
Customers walking into the Bijni branch can access most of Slice Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC NESF0000059
MICR & cheque-truncation details
Cheques drawn on the Bijni branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NESF0000059 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Bijni branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC NESF0000059 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC NESF0000059
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Slice Small Finance Bank Limited – BIJNI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
NESF0000059. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Bijni branch sits at BIJNI TOWN,P.O-BIJNI,P.S-BIJNI,PIN-783390,ASSAM. If you are travelling from outside Bongaigaon, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NESF0000059 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC NESF0000059 for Slice Small Finance Bank Limited – BIJNI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bijni branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC NESF0000059, however, work 24x7.
Branch address & contact
Slice Small Finance Bank LimitedBijni Branch
BIJNI TOWN,P.O-BIJNI,P.S-BIJNI,PIN-783390,ASSAM
Bongaigaon, Assam
Phone: the branch contact number
IFSC: NESF0000059
Frequently asked questions
Is IFSC NESF0000059 the same for all accounts at Bijni branch?
Yes. The IFSC NESF0000059 is shared by every account held at Slice Small Finance Bank Limited's Bijni branch. Only the account number changes from customer to customer.
Can I use IFSC NESF0000059 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC NESF0000059 to send funds instantly.
How quickly will an NEFT transfer using NESF0000059 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Slice Small Finance Bank Limited – Bijni reflect within 30 minutes.
Where is Slice Small Finance Bank Limited Bijni branch located?
Slice Small Finance Bank Limited's Bijni branch is located at BIJNI TOWN,P.O-BIJNI,P.S-BIJNI,PIN-783390,ASSAM, Bongaigaon, Assam.
Does Slice Small Finance Bank Limited Bijni branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of Slice Small Finance Bank Limited Bijni branch?
The IFSC code of Slice Small Finance Bank Limited, Bijni branch is NESF0000059. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Slice Small Finance Bank Limited Bijni as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC NESF0000059, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC NESF0000059 valid for NEFT and RTGS?
Yes. IFSC NESF0000059 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: NESF0000059 is the IFSC code of Slice Small Finance Bank Limited, BIJNI branch, in BONGAIGAON, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
