This page lists the IFSC code, branch address, contact number and fund-transfer information for Slice Small Finance Bank Limited, BAKULIA branch in BAKULIA. The 11-digit IFSC NESF0000181 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Slice Small Finance Bank Limited at the BAKULIA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Slice Small Finance Bank Limited's BAKULIA branch, the IFSC NESF0000181 breaks down as follows: NESF identifies the bank, 0 is the reserved character, and 000181 identifies this particular branch.
About Slice Small Finance Bank Limited
Slice Small Finance Bank Limited operates a wide network of branches across India, including the Bakulia branch in Bakulia. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, NESF0000181.
Branch details at a glance
| Bank Name | Slice Small Finance Bank Limited |
|---|---|
| Branch | Bakulia |
| IFSC Code | NESF0000181 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BOKULIA,NEAR L.D.R BANK KARBI ANGLONG,PO.BAKULIAGHAT,PS -BAKULIAGHAT,DIST -KARBI ANGLONG,ASSAM,PIN - 782482 |
| City | Bakulia |
| District | Karbi Anglong |
| State | Assam |
About the Bakulia branch
The Bakulia branch of Slice Small Finance Bank Limited is situated at BOKULIA,NEAR L.D.R BANK KARBI ANGLONG,PO.BAKULIAGHAT,PS -BAKULIAGHAT,DIST -KARBI ANGLONG,ASSAM,PIN - 782482. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code NESF0000181 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Slice Small Finance Bank Limited's BAKULIA branch came to be assigned the code NESF0000181.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC NESF0000181, money simply cannot be routed to the BAKULIA branch electronically.
Products and account variants supported
Every account opened at the Bakulia branch is mapped to IFSC NESF0000181 on the RBI payments network. The branch generally supports the full retail product catalogue of Slice Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains NESF0000181.
Products and services
Customers walking into the Bakulia branch can access most of Slice Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC NESF0000181
How to transfer money using IFSC NESF0000181
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NESF0000181 across all three.
How to use IFSC NESF0000181 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Slice Small Finance Bank Limited's BAKULIA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC NESF0000181.
- Confirm the bank name auto-populates as Slice Small Finance Bank Limited and the branch as BAKULIA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC NESF0000181
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Slice Small Finance Bank Limited – BAKULIA, ensure your bank's portal accepts IFSC NESF0000181 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Slice Small Finance Bank Limited – BAKULIA, use IMPS. With IFSC NESF0000181 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC NESF0000181 for Slice Small Finance Bank Limited – BAKULIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – NESF0000181 | Yes – NESF0000181 | Yes – NESF0000181 |
For most retail customers crediting the Bakulia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Slice Small Finance Bank Limited's BAKULIA branch, the IFSC NESF0000181 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC NESF0000181
Slice Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BAKULIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC NESF0000181 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bakulia branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NESF0000181 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Slice Small Finance Bank Limited – BAKULIA:
- The IFSC is exactly NESF0000181 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Slice Small Finance Bank Limited as the bank name and BAKULIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bakulia branch sits at BOKULIA,NEAR L.D.R BANK KARBI ANGLONG,PO.BAKULIAGHAT,PS -BAKULIAGHAT,DIST -KARBI ANGLONG,ASSAM,PIN - 782482. If you are travelling from outside Bakulia, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NESF0000181 and your account number.
Verifying IFSC NESF0000181 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NESF0000181 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bakulia are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to NESF0000181 continue to work without interruption.
Branch address & contact
Slice Small Finance Bank LimitedBakulia Branch
BOKULIA,NEAR L.D.R BANK KARBI ANGLONG,PO.BAKULIAGHAT,PS -BAKULIAGHAT,DIST -KARBI ANGLONG,ASSAM,PIN - 782482
Bakulia, Assam
Phone: the branch contact number
IFSC: NESF0000181
Frequently asked questions
What is the IFSC code of Slice Small Finance Bank Limited Bakulia branch?
The IFSC code of Slice Small Finance Bank Limited, Bakulia branch is NESF0000181. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC NESF0000181 valid for NEFT and RTGS?
Yes. IFSC NESF0000181 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC NESF0000181 the same for all accounts at Bakulia branch?
Yes. The IFSC NESF0000181 is shared by every account held at Slice Small Finance Bank Limited's Bakulia branch. Only the account number changes from customer to customer.
Where is Slice Small Finance Bank Limited Bakulia branch located?
Slice Small Finance Bank Limited's Bakulia branch is located at BOKULIA,NEAR L.D.R BANK KARBI ANGLONG,PO.BAKULIAGHAT,PS -BAKULIAGHAT,DIST -KARBI ANGLONG,ASSAM,PIN - 782482, Bakulia, Assam.
How quickly will an NEFT transfer using NESF0000181 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Slice Small Finance Bank Limited – Bakulia reflect within 30 minutes.
What is the phone number of Slice Small Finance Bank Limited Bakulia branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code NESF0000181 belongs to Slice Small Finance Bank Limited's BAKULIA branch, located at BOKULIA,NEAR L.D.R BANK KARBI ANGLONG,PO.BAKULIAGHAT,PS -BAKULIAGHAT,DIST… in BAKULIA, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
