If you are searching for the IFSC code of Sir M Visvesvaraya Cooperative Bank Limited, branch in , KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is MVCB0000003. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the branch, and detailed step-by-step guides for using the IFSC MVCB0000003 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MVCB0000003 is the IFSC of Sir M Visvesvaraya Cooperative Bank Limited's branch. The format is fixed: MVCB = bank code, 0 = reserved, 000003 = branch identifier.
Branch details at a glance
| Bank Name | Sir M Visvesvaraya Cooperative Bank Limited |
|---|---|
| IFSC Code | MVCB0000003 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1203/2,SUBRAMANYANAGARMAINROAD,RAJAJINAGARIISTAGE,BANGALORE-560010 |
| State | Karnataka |
| Phone | 8022956406 |
About the bank
Sir M Visvesvaraya Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its branch in , Karnataka is part of this network and uses the IFSC code MVCB0000003 for all electronic settlement.
About the branch
The branch of Sir M Visvesvaraya Cooperative Bank Limited is situated at 1203/2,SUBRAMANYANAGARMAINROAD,RAJAJINAGARIISTAGE,BANGALORE-560010. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MVCB0000003 is used.
Why every Sir M Visvesvaraya Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of Sir M Visvesvaraya Cooperative Bank Limited — its own 11-character IFSC. The code MVCB0000003 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MVCB0000003 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC MVCB0000003
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MVCB0000003 across all three.
NEFT to Sir M Visvesvaraya Cooperative Bank Limited, using IFSC MVCB0000003
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MVCB0000003, and confirm that the system picks up Sir M Visvesvaraya Cooperative Bank Limited – . Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MVCB0000003
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Sir M Visvesvaraya Cooperative Bank Limited – , ensure your bank's portal accepts IFSC MVCB0000003 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Sir M Visvesvaraya Cooperative Bank Limited – , use IMPS. With IFSC MVCB0000003 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MVCB0000003 for Sir M Visvesvaraya Cooperative Bank Limited – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MVCB0000003 | Yes – MVCB0000003 | Yes – MVCB0000003 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Sir M Visvesvaraya Cooperative Bank Limited's branch, the IFSC MVCB0000003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the branch is mapped to IFSC MVCB0000003 on the RBI payments network. The branch generally supports the full retail product catalogue of Sir M Visvesvaraya Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MVCB0000003.
Banking services available
The branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8022956406.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MVCB0000003
MICR & cheque-truncation details
Cheques drawn on the branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MVCB0000003 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC MVCB0000003
Sir M Visvesvaraya Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MVCB0000003 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Sir M Visvesvaraya Cooperative Bank Limited – :
- The IFSC is exactly MVCB0000003 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Sir M Visvesvaraya Cooperative Bank Limited as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the branch
The branch is located at 1203/2,SUBRAMANYANAGARMAINROAD,RAJAJINAGARIISTAGE,BANGALORE-560010, which puts it inside , the broader district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Sir M Visvesvaraya Cooperative Bank Limited branch” — the verified location pin for IFSC MVCB0000003 should appear at the top of the results.
- Confirm the branch is open by calling 8022956406 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MVCB0000003 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MVCB0000003 for Sir M Visvesvaraya Cooperative Bank Limited – , you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MVCB0000003 continue to work without interruption.
Branch address & contact
Sir M Visvesvaraya Cooperative Bank LimitedBranch
1203/2,SUBRAMANYANAGARMAINROAD,RAJAJINAGARIISTAGE,BANGALORE-560010
, Karnataka
Phone: 8022956406
IFSC: MVCB0000003
Frequently asked questions
Can I use IFSC MVCB0000003 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MVCB0000003 to send funds instantly.
Does Sir M Visvesvaraya Cooperative Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8022956406 to confirm.
What is the IFSC code of Sir M Visvesvaraya Cooperative Bank Limited branch?
The IFSC code of Sir M Visvesvaraya Cooperative Bank Limited, branch is MVCB0000003. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using MVCB0000003 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Sir M Visvesvaraya Cooperative Bank Limited – reflect within 30 minutes.
What is the phone number of Sir M Visvesvaraya Cooperative Bank Limited branch?
You can reach the branch at 8022956406 during regular banking hours.
How do I add Sir M Visvesvaraya Cooperative Bank Limited as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MVCB0000003, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
Summary
The IFSC code MVCB0000003 belongs to Sir M Visvesvaraya Cooperative Bank Limited's branch, located at 1203/2,SUBRAMANYANAGARMAINROAD,RAJAJINAGARIISTAGE,BANGALORE-560010 in , KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
