This page lists the IFSC code, branch address, contact number and fund-transfer information for Sir M Visvesvaraya Cooperative Bank Limited, branch in . The 11-digit IFSC MVCB0000001 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Sir M Visvesvaraya Cooperative Bank Limited at the location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Sir M Visvesvaraya Cooperative Bank Limited's branch, the IFSC MVCB0000001 breaks down as follows: MVCB identifies the bank, 0 is the reserved character, and 000001 identifies this particular branch.
About the bank
Sir M Visvesvaraya Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its branch in , Karnataka is part of this network and uses the IFSC code MVCB0000001 for all electronic settlement.
Branch details at a glance
| Bank Name | Sir M Visvesvaraya Cooperative Bank Limited |
|---|---|
| IFSC Code | MVCB0000001 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 20/1,1STFLOOR,BHADAGANADUBHAVAN,BADAGANADUSANGAROAD,SESHADRIPURAM,BANGALORE-560020 |
| State | Karnataka |
| Phone | 8022956401 |
About the branch
The branch of Sir M Visvesvaraya Cooperative Bank Limited is situated at 20/1,1STFLOOR,BHADAGANADUBHAVAN,BADAGANADUSANGAROAD,SESHADRIPURAM,BANGALORE-560020. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MVCB0000001 is used.
Why every Sir M Visvesvaraya Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of Sir M Visvesvaraya Cooperative Bank Limited — its own 11-character IFSC. The code MVCB0000001 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MVCB0000001 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the branch is mapped to IFSC MVCB0000001 on the RBI payments network. The branch generally supports the full retail product catalogue of Sir M Visvesvaraya Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MVCB0000001.
Products and services
Customers walking into the branch can access most of Sir M Visvesvaraya Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MVCB0000001
How to transfer money using IFSC MVCB0000001
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MVCB0000001 across all three.
NEFT to Sir M Visvesvaraya Cooperative Bank Limited, using IFSC MVCB0000001
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MVCB0000001, and confirm that the system picks up Sir M Visvesvaraya Cooperative Bank Limited – . Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to
If you need to transfer ₹2 lakh or more in one go to an account at Sir M Visvesvaraya Cooperative Bank Limited's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MVCB0000001 while initiating the transfer and the credit will appear within minutes.
IMPS to Sir M Visvesvaraya Cooperative Bank Limited (IFSC MVCB0000001)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MVCB0000001 in your mobile or internet banking app, and the money is credited to the branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MVCB0000001 for Sir M Visvesvaraya Cooperative Bank Limited – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MVCB0000001 | Yes – MVCB0000001 | Yes – MVCB0000001 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MVCB0000001
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Sir M Visvesvaraya Cooperative Bank Limited – is still mapped to IFSC MVCB0000001. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MVCB0000001 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MVCB0000001 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Sir M Visvesvaraya Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MVCB0000001 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Sir M Visvesvaraya Cooperative Bank Limited – :
- The IFSC is exactly MVCB0000001 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Sir M Visvesvaraya Cooperative Bank Limited as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the branch
The branch is located at 20/1,1STFLOOR,BHADAGANADUBHAVAN,BADAGANADUSANGAROAD,SESHADRIPURAM,BANGALORE-560020, which puts it inside , the broader district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Sir M Visvesvaraya Cooperative Bank Limited branch” — the verified location pin for IFSC MVCB0000001 should appear at the top of the results.
- Confirm the branch is open by calling 8022956401 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MVCB0000001 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MVCB0000001 for Sir M Visvesvaraya Cooperative Bank Limited – , you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MVCB0000001 continue to work without interruption.
Branch address & contact
Sir M Visvesvaraya Cooperative Bank LimitedBranch
20/1,1STFLOOR,BHADAGANADUBHAVAN,BADAGANADUSANGAROAD,SESHADRIPURAM,BANGALORE-560020
, Karnataka
Phone: 8022956401
IFSC: MVCB0000001
Frequently asked questions
How quickly will an NEFT transfer using MVCB0000001 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Sir M Visvesvaraya Cooperative Bank Limited – reflect within 30 minutes.
What is the IFSC code of Sir M Visvesvaraya Cooperative Bank Limited branch?
The IFSC code of Sir M Visvesvaraya Cooperative Bank Limited, branch is MVCB0000001. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
Where is Sir M Visvesvaraya Cooperative Bank Limited branch located?
Sir M Visvesvaraya Cooperative Bank Limited's branch is located at 20/1,1STFLOOR,BHADAGANADUBHAVAN,BADAGANADUSANGAROAD,SESHADRIPURAM,BANGALORE-560020, , Karnataka.
How do I add Sir M Visvesvaraya Cooperative Bank Limited as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MVCB0000001, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC MVCB0000001 valid for NEFT and RTGS?
Yes. IFSC MVCB0000001 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Sir M Visvesvaraya Cooperative Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8022956401 to confirm.
What is the phone number of Sir M Visvesvaraya Cooperative Bank Limited branch?
You can reach the branch at 8022956401 during regular banking hours.
Final notes
To recap: MVCB0000001 is the IFSC code of Sir M Visvesvaraya Cooperative Bank Limited, branch, in , KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
