IFSC Code of Shri Veershaiv Cooperative Bank Limited, Vashi,Navi Mumbai Branch, Maharashtra

Below are the complete branch details for Shri Veershaiv Cooperative Bank Limited, VASHI,NAVI MUMBAI branch, located in VASHI,NAVI MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is SVSH0000028. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SVSH0000028 for Shri Veershaiv Cooperative Bank Limited – VASHI,NAVI MUMBAI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Shri Veershaiv Cooperative Bank Limited – VASHI,NAVI MUMBAI is SVSH0000028. The first four letters SVSH are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000028 map to this branch in VASHI,NAVI MUMBAI, MAHARASHTRA.

About the bank

Shri Veershaiv Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vashi,Navi Mumbai branch in Vashi,Navi Mumbai, Maharashtra is part of this network and uses the IFSC code SVSH0000028 for all electronic settlement.

Branch details at a glance

Vashi,Navi Mumbai branch overview

Located at F1,C1,C WING SECTOR NO.10,SUNGRACE APARTMENT OF ASSOCIATION,MAIN ROAD VASHI,NAVI MUMBAI-400703, the Vashi,Navi Mumbai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVSH0000028 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Shri Veershaiv Cooperative Bank Limited's VASHI,NAVI MUMBAI branch came to be assigned the code SVSH0000028.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVSH0000028, money simply cannot be routed to the VASHI,NAVI MUMBAI branch electronically.

Products and account variants supported

Every account opened at the Vashi,Navi Mumbai branch is mapped to IFSC SVSH0000028 on the RBI payments network. The branch generally supports the full retail product catalogue of Shri Veershaiv Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVSH0000028.

Products and services

Customers walking into the Vashi,Navi Mumbai branch can access most of Shri Veershaiv Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVSH0000028

How to transfer money using IFSC SVSH0000028

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVSH0000028 across all three.

How to use IFSC SVSH0000028 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Shri Veershaiv Cooperative Bank Limited's VASHI,NAVI MUMBAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVSH0000028.
4. Confirm the bank name auto-populates as Shri Veershaiv Cooperative Bank Limited and the branch as VASHI,NAVI MUMBAI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to VASHI,NAVI MUMBAI

If you need to transfer ₹2 lakh or more in one go to an account at Shri Veershaiv Cooperative Bank Limited's VASHI,NAVI MUMBAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVSH0000028 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Shri Veershaiv Cooperative Bank Limited – VASHI,NAVI MUMBAI, use IMPS. With IFSC SVSH0000028 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVSH0000028 for Shri Veershaiv Cooperative Bank Limited – VASHI,NAVI MUMBAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vashi,Navi Mumbai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Shri Veershaiv Cooperative Bank Limited's VASHI,NAVI MUMBAI branch, the IFSC SVSH0000028 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Vashi,Navi Mumbai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVSH0000028 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Shri Veershaiv Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVSH0000028 and the account number together uniquely identify the Vashi,Navi Mumbai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Shri Veershaiv Cooperative Bank Limited – VASHI,NAVI MUMBAI:

• The IFSC is exactly SVSH0000028 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Shri Veershaiv Cooperative Bank Limited as the bank name and VASHI,NAVI MUMBAI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Vashi,Navi Mumbai branch

The branch is located at F1,C1,C WING SECTOR NO.10,SUNGRACE APARTMENT OF ASSOCIATION,MAIN ROAD VASHI,NAVI MUMBAI-400703, which puts it inside Vashi,Navi Mumbai, the broader Navi Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Shri Veershaiv Cooperative Bank Limited Vashi,Navi Mumbai branch” — the verified location pin for IFSC SVSH0000028 should appear at the top of the results.
2. Confirm the branch is open by calling 22-27891112 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVSH0000028 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVSH0000028 for Shri Veershaiv Cooperative Bank Limited – VASHI,NAVI MUMBAI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Vashi,Navi Mumbai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVSH0000028 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SVSH0000028 is the IFSC code of Shri Veershaiv Cooperative Bank Limited, VASHI,NAVI MUMBAI branch, in VASHI,NAVI MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.