IFSC Code of Shri Veershaiv Cooperative Bank Limited, Ganapati Peth,Sangli Branch, Maharashtra

Use this page as a one-stop reference for everything related to Shri Veershaiv Cooperative Bank Limited's GANAPATI PETH,SANGLI branch in SANGLI, MAHARASHTRA. The branch's IFSC code SVSH0000016 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Shri Veershaiv Cooperative Bank Limited – GANAPATI PETH,SANGLI is SVSH0000016. The first four letters SVSH are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000016 map to this branch in SANGLI, MAHARASHTRA.

About the bank

Shri Veershaiv Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ganapati Peth,Sangli branch in Sangli, Maharashtra is part of this network and uses the IFSC code SVSH0000016 for all electronic settlement.

Branch details at a glance

Ganapati Peth,Sangli branch overview

Located at KHOKALE BUILDING,TANAJI CHOWK,GANPATI PETH SANGALI-416410, the Ganapati Peth,Sangli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVSH0000016 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Shri Veershaiv Cooperative Bank Limited's GANAPATI PETH,SANGLI branch came to be assigned the code SVSH0000016.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVSH0000016, money simply cannot be routed to the GANAPATI PETH,SANGLI branch electronically.

Account types you can open at the Ganapati Peth,Sangli branch

Once you have an account at Shri Veershaiv Cooperative Bank Limited – GANAPATI PETH,SANGLI, the IFSC SVSH0000016 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Ganapati Peth,Sangli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 233-2324230.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SVSH0000016

How to transfer money using IFSC SVSH0000016

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVSH0000016 across all three.

How to use IFSC SVSH0000016 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Shri Veershaiv Cooperative Bank Limited's GANAPATI PETH,SANGLI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVSH0000016.
4. Confirm the bank name auto-populates as Shri Veershaiv Cooperative Bank Limited and the branch as GANAPATI PETH,SANGLI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GANAPATI PETH,SANGLI

If you need to transfer ₹2 lakh or more in one go to an account at Shri Veershaiv Cooperative Bank Limited's GANAPATI PETH,SANGLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVSH0000016 while initiating the transfer and the credit will appear within minutes.

IMPS to Shri Veershaiv Cooperative Bank Limited GANAPATI PETH,SANGLI (IFSC SVSH0000016)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVSH0000016 in your mobile or internet banking app, and the money is credited to the GANAPATI PETH,SANGLI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVSH0000016 for Shri Veershaiv Cooperative Bank Limited – GANAPATI PETH,SANGLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ganapati Peth,Sangli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SVSH0000016

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Shri Veershaiv Cooperative Bank Limited – GANAPATI PETH,SANGLI is still mapped to IFSC SVSH0000016. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVSH0000016 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Ganapati Peth,Sangli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVSH0000016 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Shri Veershaiv Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVSH0000016 and the account number together uniquely identify the Ganapati Peth,Sangli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Shri Veershaiv Cooperative Bank Limited – GANAPATI PETH,SANGLI:

• The IFSC is exactly SVSH0000016 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Shri Veershaiv Cooperative Bank Limited as the bank name and GANAPATI PETH,SANGLI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ganapati Peth,Sangli branch sits at KHOKALE BUILDING,TANAJI CHOWK,GANPATI PETH SANGALI-416410. If you are travelling from outside Sangli, search for the branch on a maps application using the bank name and locality, or call 233-2324230 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVSH0000016 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVSH0000016 for Shri Veershaiv Cooperative Bank Limited – GANAPATI PETH,SANGLI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Ganapati Peth,Sangli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVSH0000016 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVSH0000016 belongs to Shri Veershaiv Cooperative Bank Limited's GANAPATI PETH,SANGLI branch, located at KHOKALE BUILDING,TANAJI CHOWK,GANPATI PETH SANGALI-416410 in SANGLI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.