This page lists the IFSC code, branch address, contact number and fund-transfer information for Shri Veershaiv Cooperative Bank Limited, RENDAL branch in RENDAL. The 11-digit IFSC SVSH0000004 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Shri Veershaiv Cooperative Bank Limited at the RENDAL location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Shri Veershaiv Cooperative Bank Limited – RENDAL is SVSH0000004. The first four letters SVSH are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000004 map to this branch in RENDAL, MAHARASHTRA.
Branch details at a glance
| Bank Name | Shri Veershaiv Cooperative Bank Limited |
|---|---|
| Branch | Rendal |
| IFSC Code | SVSH0000004 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HUPARI RENDAL ROAD-416203 |
| City | Rendal |
| District | Kolhapur |
| State | Maharashtra |
| STD Code | 230 |
| Phone | 2450133 |
Bank profile
Shri Veershaiv Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Rendal branch — IFSC SVSH0000004 — extends the bank's services to customers in and around Rendal, Maharashtra.
About the Rendal branch
The Rendal branch of Shri Veershaiv Cooperative Bank Limited is situated at HUPARI RENDAL ROAD-416203. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SVSH0000004 is used.
Why every Shri Veershaiv Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RENDAL of Shri Veershaiv Cooperative Bank Limited — its own 11-character IFSC. The code SVSH0000004 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVSH0000004 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SVSH0000004
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVSH0000004 across all three.
NEFT to Shri Veershaiv Cooperative Bank Limited, RENDAL using IFSC SVSH0000004
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVSH0000004, and confirm that the system picks up Shri Veershaiv Cooperative Bank Limited – RENDAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RENDAL
If you need to transfer ₹2 lakh or more in one go to an account at Shri Veershaiv Cooperative Bank Limited's RENDAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVSH0000004 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Shri Veershaiv Cooperative Bank Limited – RENDAL, use IMPS. With IFSC SVSH0000004 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Rendal
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVSH0000004:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RENDAL is still linked to IFSC SVSH0000004.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SVSH0000004
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Shri Veershaiv Cooperative Bank Limited – RENDAL is still mapped to IFSC SVSH0000004. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVSH0000004 and the beneficiary's account number to complete the transfer.
Account types you can open at the Rendal branch
Once you have an account at Shri Veershaiv Cooperative Bank Limited – RENDAL, the IFSC SVSH0000004 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Rendal branch can access most of Shri Veershaiv Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SVSH0000004
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Shri Veershaiv Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVSH0000004 and the account number together uniquely identify the Rendal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC SVSH0000004
Shri Veershaiv Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the RENDAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVSH0000004 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC SVSH0000004
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Shri Veershaiv Cooperative Bank Limited – RENDAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SVSH0000004. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Rendal branch sits at HUPARI RENDAL ROAD-416203. If you are travelling from outside Rendal, search for the branch on a maps application using the bank name and locality, or call 230-2450133 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVSH0000004 and your account number.
Verifying IFSC SVSH0000004 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVSH0000004 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 230-2450133.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Rendal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVSH0000004 continue to work without interruption.
Branch address & contact
Shri Veershaiv Cooperative Bank LimitedRendal Branch
HUPARI RENDAL ROAD-416203
Rendal, Maharashtra
Phone: 230-2450133
IFSC: SVSH0000004
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rendal branch but serve different purposes.
Can I use IFSC SVSH0000004 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SVSH0000004 to send funds instantly.
What is the IFSC code of Shri Veershaiv Cooperative Bank Limited Rendal branch?
The IFSC code of Shri Veershaiv Cooperative Bank Limited, Rendal branch is SVSH0000004. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SVSH0000004 the same for all accounts at Rendal branch?
Yes. The IFSC SVSH0000004 is shared by every account held at Shri Veershaiv Cooperative Bank Limited's Rendal branch. Only the account number changes from customer to customer.
Where is Shri Veershaiv Cooperative Bank Limited Rendal branch located?
Shri Veershaiv Cooperative Bank Limited's Rendal branch is located at HUPARI RENDAL ROAD-416203, Rendal, Maharashtra.
How quickly will an NEFT transfer using SVSH0000004 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Shri Veershaiv Cooperative Bank Limited – Rendal reflect within 30 minutes.
What is the phone number of Shri Veershaiv Cooperative Bank Limited Rendal branch?
You can reach the branch at 230-2450133 during regular banking hours.
How do I add Shri Veershaiv Cooperative Bank Limited Rendal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SVSH0000004, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code SVSH0000004 belongs to Shri Veershaiv Cooperative Bank Limited's RENDAL branch, located at HUPARI RENDAL ROAD-416203 in RENDAL, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


