IFSC Code of Shri Veershaiv Cooperative Bank Limited, Service Centre Branch, Maharashtra

Use this page as a one-stop reference for everything related to Shri Veershaiv Cooperative Bank Limited's SERVICE CENTRE branch in KOLHAPUR, MAHARASHTRA. The branch's IFSC code SVSH0000999 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Shri Veershaiv Cooperative Bank Limited's SERVICE CENTRE branch, the IFSC SVSH0000999 breaks down as follows: SVSH identifies the bank, 0 is the reserved character, and 000999 identifies this particular branch.

Branch details at a glance

About the bank

Shri Veershaiv Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Service Centre branch in Kolhapur, Maharashtra is part of this network and uses the IFSC code SVSH0000999 for all electronic settlement.

Service Centre branch overview

Located at 517,A/1,E WARD,TARARANI CHOWK, the Service Centre branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVSH0000999 is required for all interbank electronic transfers routed through this branch.

Why every Shri Veershaiv Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SERVICE CENTRE of Shri Veershaiv Cooperative Bank Limited — its own 11-character IFSC. The code SVSH0000999 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVSH0000999 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SVSH0000999

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVSH0000999 across all three.

How to use IFSC SVSH0000999 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Shri Veershaiv Cooperative Bank Limited's SERVICE CENTRE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVSH0000999.
4. Confirm the bank name auto-populates as Shri Veershaiv Cooperative Bank Limited and the branch as SERVICE CENTRE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SERVICE CENTRE

If you need to transfer ₹2 lakh or more in one go to an account at Shri Veershaiv Cooperative Bank Limited's SERVICE CENTRE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVSH0000999 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Shri Veershaiv Cooperative Bank Limited – SERVICE CENTRE, use IMPS. With IFSC SVSH0000999 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVSH0000999 for Shri Veershaiv Cooperative Bank Limited – SERVICE CENTRE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Service Centre branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SVSH0000999

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Shri Veershaiv Cooperative Bank Limited – SERVICE CENTRE is still mapped to IFSC SVSH0000999. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVSH0000999 and the beneficiary's account number to complete the transfer.

Account types you can open at the Service Centre branch

Once you have an account at Shri Veershaiv Cooperative Bank Limited – SERVICE CENTRE, the IFSC SVSH0000999 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Service Centre branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 231-2536940.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SVSH0000999

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Shri Veershaiv Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVSH0000999 and the account number together uniquely identify the Service Centre branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC SVSH0000999

Shri Veershaiv Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SERVICE CENTRE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVSH0000999 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Shri Veershaiv Cooperative Bank Limited – SERVICE CENTRE:

• The IFSC is exactly SVSH0000999 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Shri Veershaiv Cooperative Bank Limited as the bank name and SERVICE CENTRE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Service Centre branch sits at 517,A/1,E WARD,TARARANI CHOWK. If you are travelling from outside Kolhapur, search for the branch on a maps application using the bank name and locality, or call 231-2536940 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVSH0000999 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVSH0000999 for Shri Veershaiv Cooperative Bank Limited – SERVICE CENTRE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Service Centre are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVSH0000999 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVSH0000999 belongs to Shri Veershaiv Cooperative Bank Limited's SERVICE CENTRE branch, located at 517,A/1,E WARD,TARARANI CHOWK in KOLHAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.