IFSC Code of Shri Veershaiv Cooperative Bank Limited, R K Nagar ,Kolhapur Branch, Maharashtra

If you are searching for the IFSC code of Shri Veershaiv Cooperative Bank Limited, R K NAGAR ,KOLHAPUR branch in KOLHAPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SVSH0000012. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the R K NAGAR ,KOLHAPUR branch, and detailed step-by-step guides for using the IFSC SVSH0000012 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Shri Veershaiv Cooperative Bank Limited – R K NAGAR ,KOLHAPUR is SVSH0000012. The first four letters SVSH are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000012 map to this branch in KOLHAPUR, MAHARASHTRA.

Branch details at a glance

About Shri Veershaiv Cooperative Bank Limited

Shri Veershaiv Cooperative Bank Limited operates a wide network of branches across India, including the R K Nagar ,Kolhapur branch in Kolhapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SVSH0000012.

About this branch

The branch is located at 247/2,R K NAGAR,KOLHAPUR-416007. It serves the Kolhapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Shri Veershaiv Cooperative Bank Limited. The IFSC SVSH0000012 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Shri Veershaiv Cooperative Bank Limited's R K NAGAR ,KOLHAPUR branch came to be assigned the code SVSH0000012.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVSH0000012, money simply cannot be routed to the R K NAGAR ,KOLHAPUR branch electronically.

How to transfer money using IFSC SVSH0000012

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVSH0000012 across all three.

How to use IFSC SVSH0000012 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Shri Veershaiv Cooperative Bank Limited's R K NAGAR ,KOLHAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVSH0000012.
4. Confirm the bank name auto-populates as Shri Veershaiv Cooperative Bank Limited and the branch as R K NAGAR ,KOLHAPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SVSH0000012

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Shri Veershaiv Cooperative Bank Limited – R K NAGAR ,KOLHAPUR, ensure your bank's portal accepts IFSC SVSH0000012 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Shri Veershaiv Cooperative Bank Limited – R K NAGAR ,KOLHAPUR, use IMPS. With IFSC SVSH0000012 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVSH0000012 for Shri Veershaiv Cooperative Bank Limited – R K NAGAR ,KOLHAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the R K Nagar ,Kolhapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Shri Veershaiv Cooperative Bank Limited's R K NAGAR ,KOLHAPUR branch, the IFSC SVSH0000012 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the R K Nagar ,Kolhapur branch

Once you have an account at Shri Veershaiv Cooperative Bank Limited – R K NAGAR ,KOLHAPUR, the IFSC SVSH0000012 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The R K Nagar ,Kolhapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 231-2638274.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SVSH0000012

MICR & cheque-truncation details

Cheques drawn on the R K Nagar ,Kolhapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVSH0000012 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the R K Nagar ,Kolhapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVSH0000012 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Shri Veershaiv Cooperative Bank Limited – R K NAGAR ,KOLHAPUR:

• The IFSC is exactly SVSH0000012 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Shri Veershaiv Cooperative Bank Limited as the bank name and R K NAGAR ,KOLHAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the R K Nagar ,Kolhapur branch

The branch is located at 247/2,R K NAGAR,KOLHAPUR-416007, which puts it inside Kolhapur, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Shri Veershaiv Cooperative Bank Limited R K Nagar ,Kolhapur branch” — the verified location pin for IFSC SVSH0000012 should appear at the top of the results.
2. Confirm the branch is open by calling 231-2638274 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVSH0000012 and your account number.

Verifying IFSC SVSH0000012 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVSH0000012 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 231-2638274.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at R K Nagar ,Kolhapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVSH0000012 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SVSH0000012 is the IFSC code of Shri Veershaiv Cooperative Bank Limited, R K NAGAR ,KOLHAPUR branch, in KOLHAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.