IFSC Code of Shri Veershaiv Cooperative Bank Limited, Gadhinglaj Branch, Maharashtra

Use this page as a one-stop reference for everything related to Shri Veershaiv Cooperative Bank Limited's GADHINGLAJ branch in GADHINGLAJ, MAHARASHTRA. The branch's IFSC code SVSH0000003 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Shri Veershaiv Cooperative Bank Limited's GADHINGLAJ branch, the IFSC SVSH0000003 breaks down as follows: SVSH identifies the bank, 0 is the reserved character, and 000003 identifies this particular branch.

About the bank

Shri Veershaiv Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gadhinglaj branch in Gadhinglaj, Maharashtra is part of this network and uses the IFSC code SVSH0000003 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at 601,BAJAR PETH GADHINGLAJ-416501. It serves the Gadhinglaj region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Shri Veershaiv Cooperative Bank Limited. The IFSC SVSH0000003 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Shri Veershaiv Cooperative Bank Limited's GADHINGLAJ branch came to be assigned the code SVSH0000003.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVSH0000003, money simply cannot be routed to the GADHINGLAJ branch electronically.

Products and account variants supported

Every account opened at the Gadhinglaj branch is mapped to IFSC SVSH0000003 on the RBI payments network. The branch generally supports the full retail product catalogue of Shri Veershaiv Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVSH0000003.

Products and services

Customers walking into the Gadhinglaj branch can access most of Shri Veershaiv Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVSH0000003

How to transfer money using IFSC SVSH0000003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVSH0000003 across all three.

How to use IFSC SVSH0000003 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Shri Veershaiv Cooperative Bank Limited's GADHINGLAJ branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVSH0000003.
4. Confirm the bank name auto-populates as Shri Veershaiv Cooperative Bank Limited and the branch as GADHINGLAJ.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SVSH0000003

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Shri Veershaiv Cooperative Bank Limited – GADHINGLAJ, ensure your bank's portal accepts IFSC SVSH0000003 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Shri Veershaiv Cooperative Bank Limited GADHINGLAJ (IFSC SVSH0000003)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVSH0000003 in your mobile or internet banking app, and the money is credited to the GADHINGLAJ branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Gadhinglaj

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVSH0000003:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GADHINGLAJ is still linked to IFSC SVSH0000003.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Shri Veershaiv Cooperative Bank Limited's GADHINGLAJ branch, the IFSC SVSH0000003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Gadhinglaj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVSH0000003 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Gadhinglaj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVSH0000003 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Shri Veershaiv Cooperative Bank Limited – GADHINGLAJ:

• The IFSC is exactly SVSH0000003 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Shri Veershaiv Cooperative Bank Limited as the bank name and GADHINGLAJ as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gadhinglaj branch sits at 601,BAJAR PETH GADHINGLAJ-416501. If you are travelling from outside Gadhinglaj, search for the branch on a maps application using the bank name and locality, or call 2327-222218 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVSH0000003 and your account number.

Verifying IFSC SVSH0000003 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVSH0000003 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2327-222218.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gadhinglaj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SVSH0000003, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVSH0000003 belongs to Shri Veershaiv Cooperative Bank Limited's GADHINGLAJ branch, located at 601,BAJAR PETH GADHINGLAJ-416501 in GADHINGLAJ, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.