IFSC Code of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, branch in . The 11-digit IFSC CRUB0000046 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited at the location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, CRUB0000046 is the IFSC of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's branch. The format is fixed: CRUB = bank code, 0 = reserved, 000046 = branch identifier.

Branch details at a glance

About Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited

Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited operates a wide network of branches across India, including the branch in . Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CRUB0000046.

About the branch

The branch of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited is situated at SURVEY NO 202, OPP. GAVHANE PETROL PUMP, SHASTRI CHOWK, ALANDI ROAD, BHOSARI, PUNE 411 039. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CRUB0000046 is used.

Why every Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited — its own 11-character IFSC. The code CRUB0000046 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CRUB0000046 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC CRUB0000046

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CRUB0000046 across all three.

NEFT to Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, using IFSC CRUB0000046

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CRUB0000046, and confirm that the system picks up Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited – . Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to

If you need to transfer ₹2 lakh or more in one go to an account at Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CRUB0000046 while initiating the transfer and the credit will appear within minutes.

IMPS to Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited (IFSC CRUB0000046)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CRUB0000046 in your mobile or internet banking app, and the money is credited to the branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CRUB0000046:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at is still linked to IFSC CRUB0000046.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's branch, the IFSC CRUB0000046 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the branch is mapped to IFSC CRUB0000046 on the RBI payments network. The branch generally supports the full retail product catalogue of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CRUB0000046.

Products and services

Customers walking into the branch can access most of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CRUB0000046

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CRUB0000046 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CRUB0000046 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited – :

• The IFSC is exactly CRUB0000046 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited as the bank name and as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The branch sits at SURVEY NO 202, OPP. GAVHANE PETROL PUMP, SHASTRI CHOWK, ALANDI ROAD, BHOSARI, PUNE 411 039. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 27121154 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CRUB0000046 and your account number.

Verifying IFSC CRUB0000046 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CRUB0000046 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 27121154.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CRUB0000046 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: CRUB0000046 is the IFSC code of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, branch, in , MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.