Use this page as a one-stop reference for everything related to Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's branch in , MAHARASHTRA. The branch's IFSC code CRUB0000004 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CRUB0000004 is the IFSC of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's branch. The format is fixed: CRUB = bank code, 0 = reserved, 000004 = branch identifier.
Bank profile
Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The branch — IFSC CRUB0000004 — extends the bank's services to customers in and around , Maharashtra.
About the branch
The branch of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited is situated at KANADI ROAD, KAIJ, DIST. BEED,STATE:MAHARASHTRA-431123. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CRUB0000004 is used.
Branch details at a glance
| Bank Name | Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited |
|---|---|
| IFSC Code | CRUB0000004 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KANADI ROAD, KAIJ, DIST. BEED,STATE:MAHARASHTRA-431123 |
| State | Maharashtra |
| Phone | 252657 |
Why every Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited — its own 11-character IFSC. The code CRUB0000004 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CRUB0000004 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CRUB0000004 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CRUB0000004
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CRUB0000004 across all three.
NEFT to Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, using IFSC CRUB0000004
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CRUB0000004, and confirm that the system picks up Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited – . Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to
If you need to transfer ₹2 lakh or more in one go to an account at Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CRUB0000004 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited – , use IMPS. With IFSC CRUB0000004 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CRUB0000004 for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CRUB0000004 | Yes – CRUB0000004 | Yes – CRUB0000004 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's branch, the IFSC CRUB0000004 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the branch
Once you have an account at Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited – , the IFSC CRUB0000004 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the branch can access most of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CRUB0000004
Digital banking channels
Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CRUB0000004 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The branch sits at KANADI ROAD, KAIJ, DIST. BEED,STATE:MAHARASHTRA-431123. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 252657 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CRUB0000004 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited – :
- The IFSC is exactly CRUB0000004 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CRUB0000004, however, work 24x7.
Verifying IFSC CRUB0000004 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CRUB0000004 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 252657.
- Visiting the bank's official branch locator page.
Branch address & contact
Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank LimitedBranch
KANADI ROAD, KAIJ, DIST. BEED,STATE:MAHARASHTRA-431123
, Maharashtra
Phone: 252657
IFSC: CRUB0000004
Frequently asked questions
What is the phone number of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited branch?
You can reach the branch at 252657 during regular banking hours.
Where is Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited branch located?
Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's branch is located at KANADI ROAD, KAIJ, DIST. BEED,STATE:MAHARASHTRA-431123, , Maharashtra.
Can I use IFSC CRUB0000004 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CRUB0000004 to send funds instantly.
How do I add Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CRUB0000004, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CRUB0000004 valid for NEFT and RTGS?
Yes. IFSC CRUB0000004 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using CRUB0000004 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited – reflect within 30 minutes.
Does Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 252657 to confirm.
Final notes
To recap: CRUB0000004 is the IFSC code of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, branch, in , MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
