IFSC Code of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, Branch, Maharashtra

If you are searching for the IFSC code of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, branch in , MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is CRUB0000001. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the branch, and detailed step-by-step guides for using the IFSC CRUB0000001 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited – is CRUB0000001. The first four letters CRUB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000001 map to this branch in , MAHARASHTRA.

Bank profile

Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The branch — IFSC CRUB0000001 — extends the bank's services to customers in and around , Maharashtra.

Branch details at a glance

branch overview

Located at JANADHAR BHAVAN, JALNA ROAD, BEED, DIST. BEED.STATE:MAHARASHTRA-431122, the branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CRUB0000001 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's branch came to be assigned the code CRUB0000001.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CRUB0000001, money simply cannot be routed to the branch electronically.

Products and account variants supported

Every account opened at the branch is mapped to IFSC CRUB0000001 on the RBI payments network. The branch generally supports the full retail product catalogue of Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CRUB0000001.

Banking services available

The branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 222154.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CRUB0000001

How to transfer money using IFSC CRUB0000001

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CRUB0000001 across all three.

How to use IFSC CRUB0000001 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CRUB0000001.
4. Confirm the bank name auto-populates as Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited and the branch as .
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to

If you need to transfer ₹2 lakh or more in one go to an account at Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CRUB0000001 while initiating the transfer and the credit will appear within minutes.

IMPS to Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited (IFSC CRUB0000001)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CRUB0000001 in your mobile or internet banking app, and the money is credited to the branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CRUB0000001 for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC CRUB0000001

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited – is still mapped to IFSC CRUB0000001. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CRUB0000001 and the beneficiary's account number to complete the transfer.

Online banking and IFSC CRUB0000001

Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CRUB0000001 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CRUB0000001 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited – :

• The IFSC is exactly CRUB0000001 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited as the bank name and as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The branch sits at JANADHAR BHAVAN, JALNA ROAD, BEED, DIST. BEED.STATE:MAHARASHTRA-431122. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 222154 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CRUB0000001 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CRUB0000001 for Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited – , you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CRUB0000001, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CRUB0000001 belongs to Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited's branch, located at JANADHAR BHAVAN, JALNA ROAD, BEED, DIST. BEED.STATE:MAHARASHTRA-431122 in , MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.