IFSC Code of Shree Kadi Nagarik Sahakari Bank Limited, Science City Branch Branch, Gujarat

Below are the complete branch details for Shree Kadi Nagarik Sahakari Bank Limited, SCIENCE CITY BRANCH branch, located in SCIENCE CITY, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is SKNB0000014. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SKNB0000014 for Shree Kadi Nagarik Sahakari Bank Limited – SCIENCE CITY BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SKNB0000014 is the IFSC of Shree Kadi Nagarik Sahakari Bank Limited's SCIENCE CITY BRANCH branch. The format is fixed: SKNB = bank code, 0 = reserved, 000014 = branch identifier.

Branch details at a glance

About Shree Kadi Nagarik Sahakari Bank Limited

Shree Kadi Nagarik Sahakari Bank Limited operates a wide network of branches across India, including the Science City Branch branch in Science City. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SKNB0000014.

Science City Branch branch overview

Located at SHOP NO 5 AND 6 BLOCK NO B,GALAXY SIGNATURE SCIENCE CITY ROAD,SOLA 380060, the Science City Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SKNB0000014 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Shree Kadi Nagarik Sahakari Bank Limited's SCIENCE CITY BRANCH branch came to be assigned the code SKNB0000014.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SKNB0000014, money simply cannot be routed to the SCIENCE CITY BRANCH branch electronically.

How to transfer money using IFSC SKNB0000014

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SKNB0000014 across all three.

NEFT to Shree Kadi Nagarik Sahakari Bank Limited, SCIENCE CITY BRANCH using IFSC SKNB0000014

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SKNB0000014, and confirm that the system picks up Shree Kadi Nagarik Sahakari Bank Limited – SCIENCE CITY BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SKNB0000014

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Shree Kadi Nagarik Sahakari Bank Limited – SCIENCE CITY BRANCH, ensure your bank's portal accepts IFSC SKNB0000014 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Shree Kadi Nagarik Sahakari Bank Limited SCIENCE CITY BRANCH (IFSC SKNB0000014)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SKNB0000014 in your mobile or internet banking app, and the money is credited to the SCIENCE CITY BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Science City Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SKNB0000014:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SCIENCE CITY BRANCH is still linked to IFSC SKNB0000014.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SKNB0000014

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Shree Kadi Nagarik Sahakari Bank Limited – SCIENCE CITY BRANCH is still mapped to IFSC SKNB0000014. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SKNB0000014 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Science City Branch branch is mapped to IFSC SKNB0000014 on the RBI payments network. The branch generally supports the full retail product catalogue of Shree Kadi Nagarik Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SKNB0000014.

Banking services available

The Science City Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-29705670.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SKNB0000014

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Shree Kadi Nagarik Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SKNB0000014 and the account number together uniquely identify the Science City Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC SKNB0000014

Shree Kadi Nagarik Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SCIENCE CITY BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SKNB0000014 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Shree Kadi Nagarik Sahakari Bank Limited – SCIENCE CITY BRANCH:

• The IFSC is exactly SKNB0000014 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Shree Kadi Nagarik Sahakari Bank Limited as the bank name and SCIENCE CITY BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Science City Branch branch

The branch is located at SHOP NO 5 AND 6 BLOCK NO B,GALAXY SIGNATURE SCIENCE CITY ROAD,SOLA 380060, which puts it inside Science City, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Shree Kadi Nagarik Sahakari Bank Limited Science City Branch branch” — the verified location pin for IFSC SKNB0000014 should appear at the top of the results.
2. Confirm the branch is open by calling 79-29705670 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SKNB0000014 and your account number.

Verifying IFSC SKNB0000014 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SKNB0000014 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-29705670.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Science City Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SKNB0000014, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SKNB0000014 belongs to Shree Kadi Nagarik Sahakari Bank Limited's SCIENCE CITY BRANCH branch, located at SHOP NO 5 AND 6 BLOCK NO B,GALAXY SIGNATURE SCIENCE CITY ROAD,SOLA 380060 in SCIENCE CITY, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.