IFSC Code of Shree Kadi Nagarik Sahakari Bank Limited, Gandhinagar Branch Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for Shree Kadi Nagarik Sahakari Bank Limited, GANDHINAGAR BRANCH branch in GANDHINAGAR. The 11-digit IFSC SKNB0000009 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Shree Kadi Nagarik Sahakari Bank Limited at the GANDHINAGAR BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Shree Kadi Nagarik Sahakari Bank Limited's GANDHINAGAR BRANCH branch, the IFSC SKNB0000009 breaks down as follows: SKNB identifies the bank, 0 is the reserved character, and 000009 identifies this particular branch.

Branch details at a glance

About Shree Kadi Nagarik Sahakari Bank Limited

Shree Kadi Nagarik Sahakari Bank Limited operates a wide network of branches across India, including the Gandhinagar Branch branch in Gandhinagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SKNB0000009.

About this branch

The branch is located at SHUKAN SILVER RESIDENCY,OPP SWAMINARAYAN DHAM,KUDASAN 382421. It serves the Gandhinagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Shree Kadi Nagarik Sahakari Bank Limited. The IFSC SKNB0000009 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Shree Kadi Nagarik Sahakari Bank Limited's GANDHINAGAR BRANCH branch came to be assigned the code SKNB0000009.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SKNB0000009, money simply cannot be routed to the GANDHINAGAR BRANCH branch electronically.

How to transfer money using IFSC SKNB0000009

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SKNB0000009 across all three.

NEFT to Shree Kadi Nagarik Sahakari Bank Limited, GANDHINAGAR BRANCH using IFSC SKNB0000009

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SKNB0000009, and confirm that the system picks up Shree Kadi Nagarik Sahakari Bank Limited – GANDHINAGAR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SKNB0000009

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Shree Kadi Nagarik Sahakari Bank Limited – GANDHINAGAR BRANCH, ensure your bank's portal accepts IFSC SKNB0000009 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Shree Kadi Nagarik Sahakari Bank Limited – GANDHINAGAR BRANCH, use IMPS. With IFSC SKNB0000009 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Gandhinagar Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SKNB0000009:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GANDHINAGAR BRANCH is still linked to IFSC SKNB0000009.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Shree Kadi Nagarik Sahakari Bank Limited's GANDHINAGAR BRANCH branch, the IFSC SKNB0000009 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Gandhinagar Branch branch is mapped to IFSC SKNB0000009 on the RBI payments network. The branch generally supports the full retail product catalogue of Shree Kadi Nagarik Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SKNB0000009.

Banking services available

The Gandhinagar Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-23600412.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SKNB0000009

MICR & cheque-truncation details

Cheques drawn on the Gandhinagar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SKNB0000009 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Gandhinagar Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SKNB0000009 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Shree Kadi Nagarik Sahakari Bank Limited – GANDHINAGAR BRANCH:

• The IFSC is exactly SKNB0000009 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Shree Kadi Nagarik Sahakari Bank Limited as the bank name and GANDHINAGAR BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gandhinagar Branch branch sits at SHUKAN SILVER RESIDENCY,OPP SWAMINARAYAN DHAM,KUDASAN 382421. If you are travelling from outside Gandhinagar, search for the branch on a maps application using the bank name and locality, or call 79-23600412 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SKNB0000009 and your account number.

Verifying IFSC SKNB0000009 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SKNB0000009 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-23600412.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gandhinagar Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SKNB0000009, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SKNB0000009 is the IFSC code of Shree Kadi Nagarik Sahakari Bank Limited, GANDHINAGAR BRANCH branch, in GANDHINAGAR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.