IFSC Code of Shree Kadi Nagarik Sahakari Bank Limited, Ranip Branch Branch, Gujarat

Below are the complete branch details for Shree Kadi Nagarik Sahakari Bank Limited, RANIP BRANCH branch, located in AHMEDABAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is SKNB0000003. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SKNB0000003 for Shree Kadi Nagarik Sahakari Bank Limited – RANIP BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Shree Kadi Nagarik Sahakari Bank Limited – RANIP BRANCH is SKNB0000003. The first four letters SKNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000003 map to this branch in AHMEDABAD, GUJARAT.

Bank profile

Shree Kadi Nagarik Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ranip Branch branch — IFSC SKNB0000003 — extends the bank's services to customers in and around Ahmedabad, Gujarat.

About this branch

The branch is located at 1,NATHALAL PARK SOCIETY BALOL NAGAR,RANIP 382480. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Shree Kadi Nagarik Sahakari Bank Limited. The IFSC SKNB0000003 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Shree Kadi Nagarik Sahakari Bank Limited's RANIP BRANCH branch came to be assigned the code SKNB0000003.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SKNB0000003, money simply cannot be routed to the RANIP BRANCH branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Ranip Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SKNB0000003 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SKNB0000003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SKNB0000003 across all three.

NEFT to Shree Kadi Nagarik Sahakari Bank Limited, RANIP BRANCH using IFSC SKNB0000003

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SKNB0000003, and confirm that the system picks up Shree Kadi Nagarik Sahakari Bank Limited – RANIP BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RANIP BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Shree Kadi Nagarik Sahakari Bank Limited's RANIP BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SKNB0000003 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Shree Kadi Nagarik Sahakari Bank Limited – RANIP BRANCH, use IMPS. With IFSC SKNB0000003 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SKNB0000003 for Shree Kadi Nagarik Sahakari Bank Limited – RANIP BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ranip Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Shree Kadi Nagarik Sahakari Bank Limited's RANIP BRANCH branch, the IFSC SKNB0000003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ranip Branch branch is mapped to IFSC SKNB0000003 on the RBI payments network. The branch generally supports the full retail product catalogue of Shree Kadi Nagarik Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SKNB0000003.

Banking services available

The Ranip Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-27528047.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SKNB0000003

Digital banking channels

Most day-to-day work that customers used to do at the Ranip Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SKNB0000003 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Ranip Branch branch

The branch is located at 1,NATHALAL PARK SOCIETY BALOL NAGAR,RANIP 382480, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Shree Kadi Nagarik Sahakari Bank Limited Ranip Branch branch” — the verified location pin for IFSC SKNB0000003 should appear at the top of the results.
2. Confirm the branch is open by calling 79-27528047 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SKNB0000003 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Shree Kadi Nagarik Sahakari Bank Limited – RANIP BRANCH:

• The IFSC is exactly SKNB0000003 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Shree Kadi Nagarik Sahakari Bank Limited as the bank name and RANIP BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Ranip Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SKNB0000003 continue to work without interruption.

Verifying IFSC SKNB0000003 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SKNB0000003 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-27528047.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: SKNB0000003 is the IFSC code of Shree Kadi Nagarik Sahakari Bank Limited, RANIP BRANCH branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.