IFSC Code of Shree Kadi Nagarik Sahakari Bank Limited, Kathwada Branch Branch, Gujarat

If you are searching for the IFSC code of Shree Kadi Nagarik Sahakari Bank Limited, KATHWADA BRANCH branch in AHMEDABAD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is SKNB0000011. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KATHWADA BRANCH branch, and detailed step-by-step guides for using the IFSC SKNB0000011 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Shree Kadi Nagarik Sahakari Bank Limited – KATHWADA BRANCH is SKNB0000011. The first four letters SKNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000011 map to this branch in AHMEDABAD, GUJARAT.

Branch details at a glance

Bank profile

Shree Kadi Nagarik Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kathwada Branch branch — IFSC SKNB0000011 — extends the bank's services to customers in and around Ahmedabad, Gujarat.

Kathwada Branch branch overview

Located at SHOP NO 28 TO 31 SIDDHI VINAYAK ARCADE,SP RING ROAD,ODHAV CIRCLE,KATHWADA GIDC,ODHAV 382415, the Kathwada Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SKNB0000011 is required for all interbank electronic transfers routed through this branch.

Why every Shree Kadi Nagarik Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KATHWADA BRANCH of Shree Kadi Nagarik Sahakari Bank Limited — its own 11-character IFSC. The code SKNB0000011 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SKNB0000011 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SKNB0000011

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SKNB0000011 across all three.

How to use IFSC SKNB0000011 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Shree Kadi Nagarik Sahakari Bank Limited's KATHWADA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SKNB0000011.
4. Confirm the bank name auto-populates as Shree Kadi Nagarik Sahakari Bank Limited and the branch as KATHWADA BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KATHWADA BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Shree Kadi Nagarik Sahakari Bank Limited's KATHWADA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SKNB0000011 while initiating the transfer and the credit will appear within minutes.

IMPS to Shree Kadi Nagarik Sahakari Bank Limited KATHWADA BRANCH (IFSC SKNB0000011)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SKNB0000011 in your mobile or internet banking app, and the money is credited to the KATHWADA BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kathwada Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SKNB0000011:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KATHWADA BRANCH is still linked to IFSC SKNB0000011.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SKNB0000011

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Shree Kadi Nagarik Sahakari Bank Limited – KATHWADA BRANCH is still mapped to IFSC SKNB0000011. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SKNB0000011 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Kathwada Branch branch is mapped to IFSC SKNB0000011 on the RBI payments network. The branch generally supports the full retail product catalogue of Shree Kadi Nagarik Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SKNB0000011.

Banking services available

The Kathwada Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-22900008.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SKNB0000011

MICR & cheque-truncation details

Cheques drawn on the Kathwada Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SKNB0000011 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC SKNB0000011

Shree Kadi Nagarik Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KATHWADA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SKNB0000011 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Shree Kadi Nagarik Sahakari Bank Limited – KATHWADA BRANCH:

• The IFSC is exactly SKNB0000011 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Shree Kadi Nagarik Sahakari Bank Limited as the bank name and KATHWADA BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kathwada Branch branch

The branch is located at SHOP NO 28 TO 31 SIDDHI VINAYAK ARCADE,SP RING ROAD,ODHAV CIRCLE,KATHWADA GIDC,ODHAV 382415, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Shree Kadi Nagarik Sahakari Bank Limited Kathwada Branch branch” — the verified location pin for IFSC SKNB0000011 should appear at the top of the results.
2. Confirm the branch is open by calling 79-22900008 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SKNB0000011 and your account number.

Verifying IFSC SKNB0000011 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SKNB0000011 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-22900008.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Kathwada Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SKNB0000011 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SKNB0000011 belongs to Shree Kadi Nagarik Sahakari Bank Limited's KATHWADA BRANCH branch, located at SHOP NO 28 TO 31 SIDDHI VINAYAK ARCADE,SP RING ROAD,ODHAV CIRCLE,KATHWADA… in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.