IFSC Code of Shree Kadi Nagarik Sahakari Bank Limited, Chandlodiya Branch Branch, Gujarat

Below are the complete branch details for Shree Kadi Nagarik Sahakari Bank Limited, CHANDLODIYA BRANCH branch, located in AHMEDABAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is SKNB0000005. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SKNB0000005 for Shree Kadi Nagarik Sahakari Bank Limited – CHANDLODIYA BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Shree Kadi Nagarik Sahakari Bank Limited's CHANDLODIYA BRANCH branch, the IFSC SKNB0000005 breaks down as follows: SKNB identifies the bank, 0 is the reserved character, and 000005 identifies this particular branch.

Branch details at a glance

About Shree Kadi Nagarik Sahakari Bank Limited

Shree Kadi Nagarik Sahakari Bank Limited operates a wide network of branches across India, including the Chandlodiya Branch branch in Ahmedabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SKNB0000005.

Chandlodiya Branch branch overview

Located at G1 APOLLO ARCADE,R C TECHNICAL ROAD CHANDLODIYA 382481, the Chandlodiya Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SKNB0000005 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Shree Kadi Nagarik Sahakari Bank Limited's CHANDLODIYA BRANCH branch came to be assigned the code SKNB0000005.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SKNB0000005, money simply cannot be routed to the CHANDLODIYA BRANCH branch electronically.

How to transfer money using IFSC SKNB0000005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SKNB0000005 across all three.

NEFT to Shree Kadi Nagarik Sahakari Bank Limited, CHANDLODIYA BRANCH using IFSC SKNB0000005

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SKNB0000005, and confirm that the system picks up Shree Kadi Nagarik Sahakari Bank Limited – CHANDLODIYA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHANDLODIYA BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Shree Kadi Nagarik Sahakari Bank Limited's CHANDLODIYA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SKNB0000005 while initiating the transfer and the credit will appear within minutes.

IMPS to Shree Kadi Nagarik Sahakari Bank Limited CHANDLODIYA BRANCH (IFSC SKNB0000005)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SKNB0000005 in your mobile or internet banking app, and the money is credited to the CHANDLODIYA BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SKNB0000005 for Shree Kadi Nagarik Sahakari Bank Limited – CHANDLODIYA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chandlodiya Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Shree Kadi Nagarik Sahakari Bank Limited's CHANDLODIYA BRANCH branch, the IFSC SKNB0000005 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Chandlodiya Branch branch

Once you have an account at Shree Kadi Nagarik Sahakari Bank Limited – CHANDLODIYA BRANCH, the IFSC SKNB0000005 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Chandlodiya Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-27774482.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SKNB0000005

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Shree Kadi Nagarik Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SKNB0000005 and the account number together uniquely identify the Chandlodiya Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC SKNB0000005

Shree Kadi Nagarik Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHANDLODIYA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SKNB0000005 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Shree Kadi Nagarik Sahakari Bank Limited – CHANDLODIYA BRANCH:

• The IFSC is exactly SKNB0000005 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Shree Kadi Nagarik Sahakari Bank Limited as the bank name and CHANDLODIYA BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Chandlodiya Branch branch

The branch is located at G1 APOLLO ARCADE,R C TECHNICAL ROAD CHANDLODIYA 382481, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Shree Kadi Nagarik Sahakari Bank Limited Chandlodiya Branch branch” — the verified location pin for IFSC SKNB0000005 should appear at the top of the results.
2. Confirm the branch is open by calling 79-27774482 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SKNB0000005 and your account number.

Verifying IFSC SKNB0000005 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SKNB0000005 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-27774482.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Chandlodiya Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SKNB0000005 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SKNB0000005 belongs to Shree Kadi Nagarik Sahakari Bank Limited's CHANDLODIYA BRANCH branch, located at G1 APOLLO ARCADE,R C TECHNICAL ROAD CHANDLODIYA 382481 in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.