IFSC Code of Shivalik Small Finance Bank Limited, Noida Sector One Thityfive Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Shivalik Small Finance Bank Limited, NOIDA SECTOR ONE THITYFIVE branch in NOIDA. The 11-digit IFSC SMCB0001016 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Shivalik Small Finance Bank Limited at the NOIDA SECTOR ONE THITYFIVE location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SMCB0001016 is the IFSC of Shivalik Small Finance Bank Limited's NOIDA SECTOR ONE THITYFIVE branch. The format is fixed: SMCB = bank code, 0 = reserved, 001016 = branch identifier.

Branch details at a glance

About Shivalik Small Finance Bank Limited

Shivalik Small Finance Bank Limited operates a wide network of branches across India, including the Noida Sector One Thityfive branch in Noida. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SMCB0001016.

Noida Sector One Thityfive branch overview

Located at 68, UPPER GROUND FLOOR, WA, SECTOR 135, NOIDA, DISTRICT GAUTAM BUDHNAGAR UP, the Noida Sector One Thityfive branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SMCB0001016 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Shivalik Small Finance Bank Limited's NOIDA SECTOR ONE THITYFIVE branch came to be assigned the code SMCB0001016.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SMCB0001016, money simply cannot be routed to the NOIDA SECTOR ONE THITYFIVE branch electronically.

How to transfer money using IFSC SMCB0001016

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SMCB0001016 across all three.

How to use IFSC SMCB0001016 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Shivalik Small Finance Bank Limited's NOIDA SECTOR ONE THITYFIVE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SMCB0001016.
4. Confirm the bank name auto-populates as Shivalik Small Finance Bank Limited and the branch as NOIDA SECTOR ONE THITYFIVE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NOIDA SECTOR ONE THITYFIVE

If you need to transfer ₹2 lakh or more in one go to an account at Shivalik Small Finance Bank Limited's NOIDA SECTOR ONE THITYFIVE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SMCB0001016 while initiating the transfer and the credit will appear within minutes.

IMPS to Shivalik Small Finance Bank Limited NOIDA SECTOR ONE THITYFIVE (IFSC SMCB0001016)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SMCB0001016 in your mobile or internet banking app, and the money is credited to the NOIDA SECTOR ONE THITYFIVE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SMCB0001016 for Shivalik Small Finance Bank Limited – NOIDA SECTOR ONE THITYFIVE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Noida Sector One Thityfive branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Shivalik Small Finance Bank Limited's NOIDA SECTOR ONE THITYFIVE branch, the IFSC SMCB0001016 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Noida Sector One Thityfive branch is mapped to IFSC SMCB0001016 on the RBI payments network. The branch generally supports the full retail product catalogue of Shivalik Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SMCB0001016.

Products and services

Customers walking into the Noida Sector One Thityfive branch can access most of Shivalik Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SMCB0001016

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Shivalik Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SMCB0001016 and the account number together uniquely identify the Noida Sector One Thityfive branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC SMCB0001016

Shivalik Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NOIDA SECTOR ONE THITYFIVE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SMCB0001016 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Shivalik Small Finance Bank Limited – NOIDA SECTOR ONE THITYFIVE:

• The IFSC is exactly SMCB0001016 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Shivalik Small Finance Bank Limited as the bank name and NOIDA SECTOR ONE THITYFIVE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Noida Sector One Thityfive branch sits at 68, UPPER GROUND FLOOR, WA, SECTOR 135, NOIDA, DISTRICT GAUTAM BUDHNAGAR UP. If you are travelling from outside Noida, search for the branch on a maps application using the bank name and locality, or call 9990106135 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SMCB0001016 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SMCB0001016 for Shivalik Small Finance Bank Limited – NOIDA SECTOR ONE THITYFIVE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Noida Sector One Thityfive are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SMCB0001016 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SMCB0001016 belongs to Shivalik Small Finance Bank Limited's NOIDA SECTOR ONE THITYFIVE branch, located at 68, UPPER GROUND FLOOR, WA, SECTOR 135, NOIDA, DISTRICT GAUTAM BUDHNAGAR UP in NOIDA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.