IFSC Code of Shinhan Bank, New Delhi Branch Branch, Delhi

If you are searching for the IFSC code of Shinhan Bank, NEW DELHI BRANCH branch in NEW DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is SHBK0000004. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NEW DELHI BRANCH branch, and detailed step-by-step guides for using the IFSC SHBK0000004 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SHBK0000004 is the IFSC of Shinhan Bank's NEW DELHI BRANCH branch. The format is fixed: SHBK = bank code, 0 = reserved, 000004 = branch identifier.

Bank profile

Shinhan Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The New Delhi Branch branch — IFSC SHBK0000004 — extends the bank's services to customers in and around New Delhi, Delhi.

Branch details at a glance

New Delhi Branch branch overview

Located at Shinhan Bank, 2nd and 3rd Floor, D-5, South-Extension, Part-II, New Delhi - 110049, the New Delhi Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SHBK0000004 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Shinhan Bank's NEW DELHI BRANCH branch came to be assigned the code SHBK0000004.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SHBK0000004, money simply cannot be routed to the NEW DELHI BRANCH branch electronically.

Products and account variants supported

Every account opened at the New Delhi Branch branch is mapped to IFSC SHBK0000004 on the RBI payments network. The branch generally supports the full retail product catalogue of Shinhan Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SHBK0000004.

Products and services

Customers walking into the New Delhi Branch branch can access most of Shinhan Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SHBK0000004

How to transfer money using IFSC SHBK0000004

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SHBK0000004 across all three.

How to use IFSC SHBK0000004 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Shinhan Bank's NEW DELHI BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SHBK0000004.
4. Confirm the bank name auto-populates as Shinhan Bank and the branch as NEW DELHI BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SHBK0000004

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Shinhan Bank – NEW DELHI BRANCH, ensure your bank's portal accepts IFSC SHBK0000004 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Shinhan Bank NEW DELHI BRANCH (IFSC SHBK0000004)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SHBK0000004 in your mobile or internet banking app, and the money is credited to the NEW DELHI BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to New Delhi Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SHBK0000004:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NEW DELHI BRANCH is still linked to IFSC SHBK0000004.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Shinhan Bank's NEW DELHI BRANCH branch, the IFSC SHBK0000004 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the New Delhi Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SHBK0000004 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the New Delhi Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SHBK0000004 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Shinhan Bank – NEW DELHI BRANCH:

• The IFSC is exactly SHBK0000004 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Shinhan Bank as the bank name and NEW DELHI BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The New Delhi Branch branch sits at Shinhan Bank, 2nd and 3rd Floor, D-5, South-Extension, Part-II, New Delhi - 110049. If you are travelling from outside New Delhi, search for the branch on a maps application using the bank name and locality, or call 11-45004800 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SHBK0000004 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SHBK0000004 for Shinhan Bank – NEW DELHI BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The New Delhi Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SHBK0000004, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SHBK0000004 is the IFSC code of Shinhan Bank, NEW DELHI BRANCH branch, in NEW DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.