IFSC Code of SBM Bank India Limited, Narimanpoint-Mumbai Branch, Maharashtra

If you are searching for the IFSC code of SBM Bank India Limited, NARIMANPOINT-MUMBAI branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is STCB0000001. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NARIMANPOINT-MUMBAI branch, and detailed step-by-step guides for using the IFSC STCB0000001 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, STCB0000001 is the IFSC of SBM Bank India Limited's NARIMANPOINT-MUMBAI branch. The format is fixed: STCB = bank code, 0 = reserved, 000001 = branch identifier.

Branch details at a glance

About SBM Bank India Limited

SBM Bank India Limited operates a wide network of branches across India, including the Narimanpoint-Mumbai branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, STCB0000001.

About this branch

The branch is located at 101,RAHEJA CENTRE 1ST FLOOR,FREE PRESS JOURNAL ROAD,NARIMANPOINT MUMBAI 400021. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of SBM Bank India Limited. The IFSC STCB0000001 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how SBM Bank India Limited's NARIMANPOINT-MUMBAI branch came to be assigned the code STCB0000001.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC STCB0000001, money simply cannot be routed to the NARIMANPOINT-MUMBAI branch electronically.

How to transfer money using IFSC STCB0000001

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC STCB0000001 across all three.

NEFT to SBM Bank India Limited, NARIMANPOINT-MUMBAI using IFSC STCB0000001

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC STCB0000001, and confirm that the system picks up SBM Bank India Limited – NARIMANPOINT-MUMBAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NARIMANPOINT-MUMBAI

If you need to transfer ₹2 lakh or more in one go to an account at SBM Bank India Limited's NARIMANPOINT-MUMBAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC STCB0000001 while initiating the transfer and the credit will appear within minutes.

IMPS to SBM Bank India Limited NARIMANPOINT-MUMBAI (IFSC STCB0000001)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC STCB0000001 in your mobile or internet banking app, and the money is credited to the NARIMANPOINT-MUMBAI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Narimanpoint-Mumbai

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC STCB0000001:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NARIMANPOINT-MUMBAI is still linked to IFSC STCB0000001.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC STCB0000001

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at SBM Bank India Limited – NARIMANPOINT-MUMBAI is still mapped to IFSC STCB0000001. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC STCB0000001 and the beneficiary's account number to complete the transfer.

Account types you can open at the Narimanpoint-Mumbai branch

Once you have an account at SBM Bank India Limited – NARIMANPOINT-MUMBAI, the IFSC STCB0000001 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Narimanpoint-Mumbai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-43028826.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC STCB0000001

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by SBM Bank India Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC STCB0000001 and the account number together uniquely identify the Narimanpoint-Mumbai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC STCB0000001

SBM Bank India Limited customers can register for net banking and the bank's official mobile app once their account at the NARIMANPOINT-MUMBAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC STCB0000001 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to SBM Bank India Limited – NARIMANPOINT-MUMBAI:

• The IFSC is exactly STCB0000001 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills SBM Bank India Limited as the bank name and NARIMANPOINT-MUMBAI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Narimanpoint-Mumbai branch sits at 101,RAHEJA CENTRE 1ST FLOOR,FREE PRESS JOURNAL ROAD,NARIMANPOINT MUMBAI 400021. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-43028826 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC STCB0000001 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC STCB0000001 for SBM Bank India Limited – NARIMANPOINT-MUMBAI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Narimanpoint-Mumbai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to STCB0000001 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code STCB0000001 belongs to SBM Bank India Limited's NARIMANPOINT-MUMBAI branch, located at 101,RAHEJA CENTRE 1ST FLOOR,FREE PRESS JOURNAL ROAD,NARIMANPOINT MUMBAI 400021 in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.