IFSC Code of Satara Sahakari Bank Limited, Kharghar Branch, Maharashtra

Use this page as a one-stop reference for everything related to Satara Sahakari Bank Limited's KHARGHAR branch in RAIGAD, MAHARASHTRA. The branch's IFSC code TSSB0000015 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TSSB0000015 is the IFSC of Satara Sahakari Bank Limited's KHARGHAR branch. The format is fixed: TSSB = bank code, 0 = reserved, 000015 = branch identifier.

About Satara Sahakari Bank Limited

Satara Sahakari Bank Limited operates a wide network of branches across India, including the Kharghar branch in Raigad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TSSB0000015.

Kharghar branch overview

Located at NILSIDDHI ARCADE,KRUPA CHS LTD,SHOP NO.2 PLOT NO.E/1-A,SECTOR-12 KHARGHAR, the Kharghar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TSSB0000015 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Satara Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHARGHAR of Satara Sahakari Bank Limited — its own 11-character IFSC. The code TSSB0000015 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TSSB0000015 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Satara Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TSSB0000015 and the account number together uniquely identify the Kharghar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC TSSB0000015

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TSSB0000015 across all three.

NEFT to Satara Sahakari Bank Limited, KHARGHAR using IFSC TSSB0000015

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TSSB0000015, and confirm that the system picks up Satara Sahakari Bank Limited – KHARGHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KHARGHAR

If you need to transfer ₹2 lakh or more in one go to an account at Satara Sahakari Bank Limited's KHARGHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TSSB0000015 while initiating the transfer and the credit will appear within minutes.

IMPS to Satara Sahakari Bank Limited KHARGHAR (IFSC TSSB0000015)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TSSB0000015 in your mobile or internet banking app, and the money is credited to the KHARGHAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kharghar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TSSB0000015:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHARGHAR is still linked to IFSC TSSB0000015.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Satara Sahakari Bank Limited's KHARGHAR branch, the IFSC TSSB0000015 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Kharghar branch is mapped to IFSC TSSB0000015 on the RBI payments network. The branch generally supports the full retail product catalogue of Satara Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TSSB0000015.

Products and services

Customers walking into the Kharghar branch can access most of Satara Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TSSB0000015

Digital banking channels

Most day-to-day work that customers used to do at the Kharghar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TSSB0000015 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Kharghar branch sits at NILSIDDHI ARCADE,KRUPA CHS LTD,SHOP NO.2 PLOT NO.E/1-A,SECTOR-12 KHARGHAR. If you are travelling from outside Raigad, search for the branch on a maps application using the bank name and locality, or call 27745610 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TSSB0000015 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Satara Sahakari Bank Limited – KHARGHAR:

• The IFSC is exactly TSSB0000015 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Satara Sahakari Bank Limited as the bank name and KHARGHAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kharghar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TSSB0000015, however, work 24x7.

Verifying IFSC TSSB0000015 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TSSB0000015 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 27745610.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TSSB0000015 belongs to Satara Sahakari Bank Limited's KHARGHAR branch, located at NILSIDDHI ARCADE,KRUPA CHS LTD,SHOP NO.2 PLOT NO.E/1-A,SECTOR-12 KHARGHAR in RAIGAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.