Use this page as a one-stop reference for everything related to Saraswat Cooperative Bank Limited's TALEGAON branch in TALEGAON DABHADE, MAHARASHTRA. The branch's IFSC code SRCB0000276 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Saraswat Cooperative Bank Limited's TALEGAON branch, the IFSC SRCB0000276 breaks down as follows: SRCB identifies the bank, 0 is the reserved character, and 000276 identifies this particular branch.
Branch details at a glance
| Bank Name | Saraswat Cooperative Bank Limited |
|---|---|
| Branch | Talegaon |
| IFSC Code | SRCB0000276 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P.L.KHANDGE PLAZA, OFFICE NO 33 TO 39, TALEGAON CHAKAN ROAD,TALEGAON, PUNE-410507 |
| City | Talegaon Dabhade |
| District | Pune |
| State | Maharashtra |
| STD Code | 2114 |
| Phone | 224004 |
About the bank
Saraswat Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Talegaon branch in Talegaon Dabhade, Maharashtra is part of this network and uses the IFSC code SRCB0000276 for all electronic settlement.
About the Talegaon branch
The Talegaon branch of Saraswat Cooperative Bank Limited is situated at P.L.KHANDGE PLAZA, OFFICE NO 33 TO 39, TALEGAON CHAKAN ROAD,TALEGAON, PUNE-410507. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SRCB0000276 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Saraswat Cooperative Bank Limited's TALEGAON branch came to be assigned the code SRCB0000276.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SRCB0000276, money simply cannot be routed to the TALEGAON branch electronically.
How to transfer money using IFSC SRCB0000276
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SRCB0000276 across all three.
How to use IFSC SRCB0000276 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Saraswat Cooperative Bank Limited's TALEGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SRCB0000276.
- Confirm the bank name auto-populates as Saraswat Cooperative Bank Limited and the branch as TALEGAON.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to TALEGAON
If you need to transfer ₹2 lakh or more in one go to an account at Saraswat Cooperative Bank Limited's TALEGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SRCB0000276 while initiating the transfer and the credit will appear within minutes.
IMPS to Saraswat Cooperative Bank Limited TALEGAON (IFSC SRCB0000276)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SRCB0000276 in your mobile or internet banking app, and the money is credited to the TALEGAON branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Talegaon
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SRCB0000276:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TALEGAON is still linked to IFSC SRCB0000276.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SRCB0000276
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Saraswat Cooperative Bank Limited – TALEGAON is still mapped to IFSC SRCB0000276. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SRCB0000276 and the beneficiary's account number to complete the transfer.
Account types you can open at the Talegaon branch
Once you have an account at Saraswat Cooperative Bank Limited – TALEGAON, the IFSC SRCB0000276 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Talegaon branch can access most of Saraswat Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SRCB0000276
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Saraswat Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SRCB0000276 and the account number together uniquely identify the Talegaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC SRCB0000276
Saraswat Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TALEGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SRCB0000276 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Saraswat Cooperative Bank Limited – TALEGAON:
- The IFSC is exactly SRCB0000276 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Saraswat Cooperative Bank Limited as the bank name and TALEGAON as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Talegaon branch sits at P.L.KHANDGE PLAZA, OFFICE NO 33 TO 39, TALEGAON CHAKAN ROAD,TALEGAON, PUNE-410507. If you are travelling from outside Talegaon Dabhade, search for the branch on a maps application using the bank name and locality, or call 2114-224004 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SRCB0000276 and your account number.
Verifying IFSC SRCB0000276 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SRCB0000276 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2114-224004.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Talegaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SRCB0000276 continue to work without interruption.
Branch address & contact
Saraswat Cooperative Bank LimitedTalegaon Branch
P.L.KHANDGE PLAZA, OFFICE NO 33 TO 39, TALEGAON CHAKAN ROAD,TALEGAON, PUNE-410507
Talegaon Dabhade, Maharashtra
Phone: 2114-224004
IFSC: SRCB0000276
Frequently asked questions
What is the phone number of Saraswat Cooperative Bank Limited Talegaon branch?
You can reach the branch at 2114-224004 during regular banking hours.
Is IFSC SRCB0000276 the same for all accounts at Talegaon branch?
Yes. The IFSC SRCB0000276 is shared by every account held at Saraswat Cooperative Bank Limited's Talegaon branch. Only the account number changes from customer to customer.
Where is Saraswat Cooperative Bank Limited Talegaon branch located?
Saraswat Cooperative Bank Limited's Talegaon branch is located at P.L.KHANDGE PLAZA, OFFICE NO 33 TO 39, TALEGAON CHAKAN ROAD,TALEGAON, PUNE-410507, Talegaon Dabhade, Maharashtra.
Is IFSC SRCB0000276 valid for NEFT and RTGS?
Yes. IFSC SRCB0000276 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Saraswat Cooperative Bank Limited Talegaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SRCB0000276, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using SRCB0000276 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Saraswat Cooperative Bank Limited – Talegaon reflect within 30 minutes.
Final notes
To recap: SRCB0000276 is the IFSC code of Saraswat Cooperative Bank Limited, TALEGAON branch, in TALEGAON DABHADE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
