If you are searching for the IFSC code of Saraswat Cooperative Bank Limited, WARJE branch in PUNE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SRCB0000457. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the WARJE branch, and detailed step-by-step guides for using the IFSC SRCB0000457 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SRCB0000457 is the IFSC of Saraswat Cooperative Bank Limited's WARJE branch. The format is fixed: SRCB = bank code, 0 = reserved, 000457 = branch identifier.
Branch details at a glance
| Bank Name | Saraswat Cooperative Bank Limited |
|---|---|
| Branch | Warje |
| IFSC Code | SRCB0000457 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SURVEY NO. 116, NEAR RAHUL PARK, OPP.WALLSTREET 24, MUMBAI-BANGALORE HIGHWAY WARJE MALWADI, PUNE 411058 |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 20 |
| Phone | 25215154 |
Bank profile
Saraswat Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Warje branch — IFSC SRCB0000457 — extends the bank's services to customers in and around Pune, Maharashtra.
About the Warje branch
The Warje branch of Saraswat Cooperative Bank Limited is situated at SURVEY NO. 116, NEAR RAHUL PARK, OPP.WALLSTREET 24, MUMBAI-BANGALORE HIGHWAY WARJE MALWADI, PUNE 411058. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SRCB0000457 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Saraswat Cooperative Bank Limited's WARJE branch came to be assigned the code SRCB0000457.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SRCB0000457, money simply cannot be routed to the WARJE branch electronically.
How to transfer money using IFSC SRCB0000457
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SRCB0000457 across all three.
How to use IFSC SRCB0000457 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Saraswat Cooperative Bank Limited's WARJE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SRCB0000457.
- Confirm the bank name auto-populates as Saraswat Cooperative Bank Limited and the branch as WARJE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SRCB0000457
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Saraswat Cooperative Bank Limited – WARJE, ensure your bank's portal accepts IFSC SRCB0000457 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Saraswat Cooperative Bank Limited – WARJE, use IMPS. With IFSC SRCB0000457 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SRCB0000457 for Saraswat Cooperative Bank Limited – WARJE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SRCB0000457 | Yes – SRCB0000457 | Yes – SRCB0000457 |
For most retail customers crediting the Warje branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Saraswat Cooperative Bank Limited's WARJE branch, the IFSC SRCB0000457 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Warje branch
Once you have an account at Saraswat Cooperative Bank Limited – WARJE, the IFSC SRCB0000457 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Warje branch can access most of Saraswat Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SRCB0000457
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Saraswat Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SRCB0000457 and the account number together uniquely identify the Warje branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC SRCB0000457
Saraswat Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the WARJE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SRCB0000457 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC SRCB0000457
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Saraswat Cooperative Bank Limited – WARJE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SRCB0000457. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Warje branch sits at SURVEY NO. 116, NEAR RAHUL PARK, OPP.WALLSTREET 24, MUMBAI-BANGALORE HIGHWAY WARJE MALWADI, PUNE 411058. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-25215154 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SRCB0000457 and your account number.
Verifying IFSC SRCB0000457 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SRCB0000457 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 20-25215154.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Warje branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SRCB0000457, however, work 24x7.
Branch address & contact
Saraswat Cooperative Bank LimitedWarje Branch
SURVEY NO. 116, NEAR RAHUL PARK, OPP.WALLSTREET 24, MUMBAI-BANGALORE HIGHWAY WARJE MALWADI, PUNE 411058
Pune, Maharashtra
Phone: 20-25215154
IFSC: SRCB0000457
Frequently asked questions
Is IFSC SRCB0000457 the same for all accounts at Warje branch?
Yes. The IFSC SRCB0000457 is shared by every account held at Saraswat Cooperative Bank Limited's Warje branch. Only the account number changes from customer to customer.
What is the phone number of Saraswat Cooperative Bank Limited Warje branch?
You can reach the branch at 20-25215154 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Warje branch but serve different purposes.
Can I use IFSC SRCB0000457 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SRCB0000457 to send funds instantly.
How quickly will an NEFT transfer using SRCB0000457 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Saraswat Cooperative Bank Limited – Warje reflect within 30 minutes.
Does Saraswat Cooperative Bank Limited Warje branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 20-25215154 to confirm.
Final notes
To recap: SRCB0000457 is the IFSC code of Saraswat Cooperative Bank Limited, WARJE branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
