IFSC Code of Saraswat Cooperative Bank Limited, Sundarlal Sawji Urban Co-Op. Bank Ltd Branch, Maharashtra

Use this page as a one-stop reference for everything related to Saraswat Cooperative Bank Limited's SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch in NAGPUR, MAHARASHTRA. The branch's IFSC code SRCB0SSB019 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD is SRCB0SSB019. The first four letters SRCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SSB019 map to this branch in NAGPUR, MAHARASHTRA.

About the bank

Saraswat Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sundarlal Sawji Urban Co-Op. Bank Ltd branch in Nagpur, Maharashtra is part of this network and uses the IFSC code SRCB0SSB019 for all electronic settlement.

About the Sundarlal Sawji Urban Co-Op. Bank Ltd branch

The Sundarlal Sawji Urban Co-Op. Bank Ltd branch of Saraswat Cooperative Bank Limited is situated at PLOT NO.17,17A AARANA,1ST FLOOR,NEAR ITWARI HIGH SCHOOL,DARODKAR CHOWK,LAKHADGANJ,CA ROAD,NAGPUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SRCB0SSB019 is used.

Branch details at a glance

Why every Saraswat Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SUNDARLAL SAWJI URBAN CO-OP. BANK LTD of Saraswat Cooperative Bank Limited — its own 11-character IFSC. The code SRCB0SSB019 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SRCB0SSB019 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Saraswat Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SRCB0SSB019 and the account number together uniquely identify the Sundarlal Sawji Urban Co-Op. Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SRCB0SSB019

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SRCB0SSB019 across all three.

How to use IFSC SRCB0SSB019 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Saraswat Cooperative Bank Limited's SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SRCB0SSB019.
4. Confirm the bank name auto-populates as Saraswat Cooperative Bank Limited and the branch as SUNDARLAL SAWJI URBAN CO-OP. BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SUNDARLAL SAWJI URBAN CO-OP. BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Saraswat Cooperative Bank Limited's SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SRCB0SSB019 while initiating the transfer and the credit will appear within minutes.

IMPS to Saraswat Cooperative Bank Limited SUNDARLAL SAWJI URBAN CO-OP. BANK LTD (IFSC SRCB0SSB019)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SRCB0SSB019 in your mobile or internet banking app, and the money is credited to the SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SRCB0SSB019 for Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sundarlal Sawji Urban Co-Op. Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Saraswat Cooperative Bank Limited's SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch, the IFSC SRCB0SSB019 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Sundarlal Sawji Urban Co-Op. Bank Ltd branch is mapped to IFSC SRCB0SSB019 on the RBI payments network. The branch generally supports the full retail product catalogue of Saraswat Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SRCB0SSB019.

Banking services available

The Sundarlal Sawji Urban Co-Op. Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 712-2731235.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SRCB0SSB019

Online banking and IFSC SRCB0SSB019

Saraswat Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SRCB0SSB019 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Sundarlal Sawji Urban Co-Op. Bank Ltd branch

The branch is located at PLOT NO.17,17A AARANA,1ST FLOOR,NEAR ITWARI HIGH SCHOOL,DARODKAR CHOWK,LAKHADGANJ,CA ROAD,NAGPUR, which puts it inside Nagpur, the broader Nagpur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Saraswat Cooperative Bank Limited Sundarlal Sawji Urban Co-Op. Bank Ltd branch” — the verified location pin for IFSC SRCB0SSB019 should appear at the top of the results.
2. Confirm the branch is open by calling 712-2731235 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SRCB0SSB019 and your account number.

Common mistakes to avoid when using IFSC SRCB0SSB019

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SRCB0SSB019.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Sundarlal Sawji Urban Co-Op. Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SRCB0SSB019 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SRCB0SSB019 for Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SRCB0SSB019 belongs to Saraswat Cooperative Bank Limited's SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch, located at PLOT NO.17,17A AARANA,1ST FLOOR,NEAR ITWARI HIGH SCHOOL,DARODKAR… in NAGPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.