IFSC Code of Saraswat Cooperative Bank Limited, Kurla East Nehru Nagar Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Saraswat Cooperative Bank Limited, KURLA EAST NEHRU NAGAR branch in MUMBAI. The 11-digit IFSC SRCB0000470 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Saraswat Cooperative Bank Limited at the KURLA EAST NEHRU NAGAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Saraswat Cooperative Bank Limited – KURLA EAST NEHRU NAGAR is SRCB0000470. The first four letters SRCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000470 map to this branch in MUMBAI, MAHARASHTRA.

Branch details at a glance

About the bank

Saraswat Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kurla East Nehru Nagar branch in Mumbai, Maharashtra is part of this network and uses the IFSC code SRCB0000470 for all electronic settlement.

About the Kurla East Nehru Nagar branch

The Kurla East Nehru Nagar branch of Saraswat Cooperative Bank Limited is situated at SHIRIN SHELTER, GROUND FLOOR, SHOP NO 15, NEHRU NAGAR, S G BARVE ROAD, KURLA EAST MUMBAI- 400 024. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SRCB0000470 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Saraswat Cooperative Bank Limited's KURLA EAST NEHRU NAGAR branch came to be assigned the code SRCB0000470.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SRCB0000470, money simply cannot be routed to the KURLA EAST NEHRU NAGAR branch electronically.

How to transfer money using IFSC SRCB0000470

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SRCB0000470 across all three.

NEFT to Saraswat Cooperative Bank Limited, KURLA EAST NEHRU NAGAR using IFSC SRCB0000470

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SRCB0000470, and confirm that the system picks up Saraswat Cooperative Bank Limited – KURLA EAST NEHRU NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KURLA EAST NEHRU NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Saraswat Cooperative Bank Limited's KURLA EAST NEHRU NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SRCB0000470 while initiating the transfer and the credit will appear within minutes.

IMPS to Saraswat Cooperative Bank Limited KURLA EAST NEHRU NAGAR (IFSC SRCB0000470)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SRCB0000470 in your mobile or internet banking app, and the money is credited to the KURLA EAST NEHRU NAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SRCB0000470 for Saraswat Cooperative Bank Limited – KURLA EAST NEHRU NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kurla East Nehru Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Saraswat Cooperative Bank Limited's KURLA EAST NEHRU NAGAR branch, the IFSC SRCB0000470 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Kurla East Nehru Nagar branch

Once you have an account at Saraswat Cooperative Bank Limited – KURLA EAST NEHRU NAGAR, the IFSC SRCB0000470 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kurla East Nehru Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-8657020408.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SRCB0000470

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Saraswat Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SRCB0000470 and the account number together uniquely identify the Kurla East Nehru Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Kurla East Nehru Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SRCB0000470 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Saraswat Cooperative Bank Limited – KURLA EAST NEHRU NAGAR:

• The IFSC is exactly SRCB0000470 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Saraswat Cooperative Bank Limited as the bank name and KURLA EAST NEHRU NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kurla East Nehru Nagar branch

The branch is located at SHIRIN SHELTER, GROUND FLOOR, SHOP NO 15, NEHRU NAGAR, S G BARVE ROAD, KURLA EAST MUMBAI- 400 024, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Saraswat Cooperative Bank Limited Kurla East Nehru Nagar branch” — the verified location pin for IFSC SRCB0000470 should appear at the top of the results.
2. Confirm the branch is open by calling 22-8657020408 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SRCB0000470 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SRCB0000470 for Saraswat Cooperative Bank Limited – KURLA EAST NEHRU NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kurla East Nehru Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SRCB0000470, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SRCB0000470 is the IFSC code of Saraswat Cooperative Bank Limited, KURLA EAST NEHRU NAGAR branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.