IFSC Code of Saraswat Cooperative Bank Limited, Sunderlal Savji Co Op Bnak Ltd, Lonar Br. Branch, Maharashtra

Use this page as a one-stop reference for everything related to Saraswat Cooperative Bank Limited's SUNDERLAL SAVJI CO OP BNAK LTD, LONAR BR. branch in LONAR, MAHARASHTRA. The branch's IFSC code SRCB0SSB021 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SRCB0SSB021 is the IFSC of Saraswat Cooperative Bank Limited's SUNDERLAL SAVJI CO OP BNAK LTD, LONAR BR. branch. The format is fixed: SRCB = bank code, 0 = reserved, SSB021 = branch identifier.

About Saraswat Cooperative Bank Limited

Saraswat Cooperative Bank Limited operates a wide network of branches across India, including the Sunderlal Savji Co Op Bnak Ltd, Lonar Br. branch in Lonar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SRCB0SSB021.

About this branch

The branch is located at SUNDARLAL SAVJI CO OP BANK LTD.JINTUR BRANCH LONAR,LONI ROAD,MAIN ROAD,DISTRICT BULDHANA. It serves the Lonar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Saraswat Cooperative Bank Limited. The IFSC SRCB0SSB021 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Saraswat Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SUNDERLAL SAVJI CO OP BNAK LTD, LONAR BR. of Saraswat Cooperative Bank Limited — its own 11-character IFSC. The code SRCB0SSB021 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SRCB0SSB021 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Sunderlal Savji Co Op Bnak Ltd, Lonar Br. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SRCB0SSB021 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SRCB0SSB021

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SRCB0SSB021 across all three.

How to use IFSC SRCB0SSB021 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Saraswat Cooperative Bank Limited's SUNDERLAL SAVJI CO OP BNAK LTD, LONAR BR. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SRCB0SSB021.
4. Confirm the bank name auto-populates as Saraswat Cooperative Bank Limited and the branch as SUNDERLAL SAVJI CO OP BNAK LTD, LONAR BR..
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SUNDERLAL SAVJI CO OP BNAK LTD, LONAR BR.

If you need to transfer ₹2 lakh or more in one go to an account at Saraswat Cooperative Bank Limited's SUNDERLAL SAVJI CO OP BNAK LTD, LONAR BR. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SRCB0SSB021 while initiating the transfer and the credit will appear within minutes.

IMPS to Saraswat Cooperative Bank Limited SUNDERLAL SAVJI CO OP BNAK LTD, LONAR BR. (IFSC SRCB0SSB021)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SRCB0SSB021 in your mobile or internet banking app, and the money is credited to the SUNDERLAL SAVJI CO OP BNAK LTD, LONAR BR. branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SRCB0SSB021 for Saraswat Cooperative Bank Limited – SUNDERLAL SAVJI CO OP BNAK LTD, LONAR BR., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sunderlal Savji Co Op Bnak Ltd, Lonar Br. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SRCB0SSB021

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Saraswat Cooperative Bank Limited – SUNDERLAL SAVJI CO OP BNAK LTD, LONAR BR. is still mapped to IFSC SRCB0SSB021. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SRCB0SSB021 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sunderlal Savji Co Op Bnak Ltd, Lonar Br. branch is mapped to IFSC SRCB0SSB021 on the RBI payments network. The branch generally supports the full retail product catalogue of Saraswat Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SRCB0SSB021.

Products and services

Customers walking into the Sunderlal Savji Co Op Bnak Ltd, Lonar Br. branch can access most of Saraswat Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SRCB0SSB021

Digital banking channels

Most day-to-day work that customers used to do at the Sunderlal Savji Co Op Bnak Ltd, Lonar Br. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SRCB0SSB021 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Sunderlal Savji Co Op Bnak Ltd, Lonar Br. branch sits at SUNDARLAL SAVJI CO OP BANK LTD.JINTUR BRANCH LONAR,LONI ROAD,MAIN ROAD,DISTRICT BULDHANA. If you are travelling from outside Lonar, search for the branch on a maps application using the bank name and locality, or call 7260-220105 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SRCB0SSB021 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Saraswat Cooperative Bank Limited – SUNDERLAL SAVJI CO OP BNAK LTD, LONAR BR.:

• The IFSC is exactly SRCB0SSB021 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Saraswat Cooperative Bank Limited as the bank name and SUNDERLAL SAVJI CO OP BNAK LTD, LONAR BR. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Sunderlal Savji Co Op Bnak Ltd, Lonar Br. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SRCB0SSB021 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SRCB0SSB021 for Saraswat Cooperative Bank Limited – SUNDERLAL SAVJI CO OP BNAK LTD, LONAR BR., you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: SRCB0SSB021 is the IFSC code of Saraswat Cooperative Bank Limited, SUNDERLAL SAVJI CO OP BNAK LTD, LONAR BR. branch, in LONAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.