IFSC Code of Saraswat Cooperative Bank Limited, Bhadradri C U Bank- Rotarynagar Branch, Telangana

If you are searching for the IFSC code of Saraswat Cooperative Bank Limited, BHADRADRI C U BANK- ROTARYNAGAR branch in KHAMMAM, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is SRCB0BCB008. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHADRADRI C U BANK- ROTARYNAGAR branch, and detailed step-by-step guides for using the IFSC SRCB0BCB008 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SRCB0BCB008 is the IFSC of Saraswat Cooperative Bank Limited's BHADRADRI C U BANK- ROTARYNAGAR branch. The format is fixed: SRCB = bank code, 0 = reserved, BCB008 = branch identifier.

About Saraswat Cooperative Bank Limited

Saraswat Cooperative Bank Limited operates a wide network of branches across India, including the Bhadradri C U Bank- Rotarynagar branch in Khammam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SRCB0BCB008.

About the Bhadradri C U Bank- Rotarynagar branch

The Bhadradri C U Bank- Rotarynagar branch of Saraswat Cooperative Bank Limited is situated at H.NO.2-4-581,OPP.PARNASALA,ROTARY NAGAR,KHAMMAM. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SRCB0BCB008 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Saraswat Cooperative Bank Limited's BHADRADRI C U BANK- ROTARYNAGAR branch came to be assigned the code SRCB0BCB008.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SRCB0BCB008, money simply cannot be routed to the BHADRADRI C U BANK- ROTARYNAGAR branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Saraswat Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SRCB0BCB008 and the account number together uniquely identify the Bhadradri C U Bank- Rotarynagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SRCB0BCB008

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SRCB0BCB008 across all three.

How to use IFSC SRCB0BCB008 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Saraswat Cooperative Bank Limited's BHADRADRI C U BANK- ROTARYNAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SRCB0BCB008.
4. Confirm the bank name auto-populates as Saraswat Cooperative Bank Limited and the branch as BHADRADRI C U BANK- ROTARYNAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BHADRADRI C U BANK- ROTARYNAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Saraswat Cooperative Bank Limited's BHADRADRI C U BANK- ROTARYNAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SRCB0BCB008 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Saraswat Cooperative Bank Limited – BHADRADRI C U BANK- ROTARYNAGAR, use IMPS. With IFSC SRCB0BCB008 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SRCB0BCB008 for Saraswat Cooperative Bank Limited – BHADRADRI C U BANK- ROTARYNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bhadradri C U Bank- Rotarynagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SRCB0BCB008

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Saraswat Cooperative Bank Limited – BHADRADRI C U BANK- ROTARYNAGAR is still mapped to IFSC SRCB0BCB008. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SRCB0BCB008 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Bhadradri C U Bank- Rotarynagar branch is mapped to IFSC SRCB0BCB008 on the RBI payments network. The branch generally supports the full retail product catalogue of Saraswat Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SRCB0BCB008.

Products and services

Customers walking into the Bhadradri C U Bank- Rotarynagar branch can access most of Saraswat Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SRCB0BCB008

Digital banking channels

Most day-to-day work that customers used to do at the Bhadradri C U Bank- Rotarynagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SRCB0BCB008 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Bhadradri C U Bank- Rotarynagar branch sits at H.NO.2-4-581,OPP.PARNASALA,ROTARY NAGAR,KHAMMAM. If you are travelling from outside Khammam, search for the branch on a maps application using the bank name and locality, or call 8742-8742229967 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SRCB0BCB008 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Saraswat Cooperative Bank Limited – BHADRADRI C U BANK- ROTARYNAGAR:

• The IFSC is exactly SRCB0BCB008 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Saraswat Cooperative Bank Limited as the bank name and BHADRADRI C U BANK- ROTARYNAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhadradri C U Bank- Rotarynagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SRCB0BCB008, however, work 24x7.

Verifying IFSC SRCB0BCB008 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SRCB0BCB008 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8742-8742229967.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SRCB0BCB008 belongs to Saraswat Cooperative Bank Limited's BHADRADRI C U BANK- ROTARYNAGAR branch, located at H.NO.2-4-581,OPP.PARNASALA,ROTARY NAGAR,KHAMMAM in KHAMMAM, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.