IFSC Code of Saraswat Cooperative Bank Limited, Bhadradri C U Bank- Mustafanagar Branch, Telangana

Below are the complete branch details for Saraswat Cooperative Bank Limited, BHADRADRI C U BANK- MUSTAFANAGAR branch, located in KHAMMAM, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is SRCB0BCB007. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SRCB0BCB007 for Saraswat Cooperative Bank Limited – BHADRADRI C U BANK- MUSTAFANAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Saraswat Cooperative Bank Limited – BHADRADRI C U BANK- MUSTAFANAGAR is SRCB0BCB007. The first four letters SRCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters BCB007 map to this branch in KHAMMAM, TELANGANA.

About the bank

Saraswat Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhadradri C U Bank- Mustafanagar branch in Khammam, Telangana is part of this network and uses the IFSC code SRCB0BCB007 for all electronic settlement.

Branch details at a glance

Bhadradri C U Bank- Mustafanagar branch overview

Located at H.NO.5-2-246,MAIN ROAD,MUSTAFANAGAR,KHAMMAM, the Bhadradri C U Bank- Mustafanagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SRCB0BCB007 is required for all interbank electronic transfers routed through this branch.

Why every Saraswat Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHADRADRI C U BANK- MUSTAFANAGAR of Saraswat Cooperative Bank Limited — its own 11-character IFSC. The code SRCB0BCB007 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SRCB0BCB007 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Bhadradri C U Bank- Mustafanagar branch

Once you have an account at Saraswat Cooperative Bank Limited – BHADRADRI C U BANK- MUSTAFANAGAR, the IFSC SRCB0BCB007 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Bhadradri C U Bank- Mustafanagar branch can access most of Saraswat Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SRCB0BCB007

How to transfer money using IFSC SRCB0BCB007

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SRCB0BCB007 across all three.

How to use IFSC SRCB0BCB007 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Saraswat Cooperative Bank Limited's BHADRADRI C U BANK- MUSTAFANAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SRCB0BCB007.
4. Confirm the bank name auto-populates as Saraswat Cooperative Bank Limited and the branch as BHADRADRI C U BANK- MUSTAFANAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BHADRADRI C U BANK- MUSTAFANAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Saraswat Cooperative Bank Limited's BHADRADRI C U BANK- MUSTAFANAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SRCB0BCB007 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Saraswat Cooperative Bank Limited – BHADRADRI C U BANK- MUSTAFANAGAR, use IMPS. With IFSC SRCB0BCB007 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Bhadradri C U Bank- Mustafanagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SRCB0BCB007:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHADRADRI C U BANK- MUSTAFANAGAR is still linked to IFSC SRCB0BCB007.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Saraswat Cooperative Bank Limited's BHADRADRI C U BANK- MUSTAFANAGAR branch, the IFSC SRCB0BCB007 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC SRCB0BCB007

Saraswat Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHADRADRI C U BANK- MUSTAFANAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SRCB0BCB007 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Saraswat Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SRCB0BCB007 and the account number together uniquely identify the Bhadradri C U Bank- Mustafanagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC SRCB0BCB007

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Saraswat Cooperative Bank Limited – BHADRADRI C U BANK- MUSTAFANAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SRCB0BCB007.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Bhadradri C U Bank- Mustafanagar branch

The branch is located at H.NO.5-2-246,MAIN ROAD,MUSTAFANAGAR,KHAMMAM, which puts it inside Khammam, the broader Khammam district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Saraswat Cooperative Bank Limited Bhadradri C U Bank- Mustafanagar branch” — the verified location pin for IFSC SRCB0BCB007 should appear at the top of the results.
2. Confirm the branch is open by calling 8742-8742233904 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SRCB0BCB007 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SRCB0BCB007 for Saraswat Cooperative Bank Limited – BHADRADRI C U BANK- MUSTAFANAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhadradri C U Bank- Mustafanagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SRCB0BCB007, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SRCB0BCB007 is the IFSC code of Saraswat Cooperative Bank Limited, BHADRADRI C U BANK- MUSTAFANAGAR branch, in KHAMMAM, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.