IFSC Code of Saraswat Cooperative Bank Limited, Bhadradri Co Operative Bank Limited Jammikunta Branch Branch, Telangana

Use this page as a one-stop reference for everything related to Saraswat Cooperative Bank Limited's BHADRADRI CO OPERATIVE BANK LIMITED JAMMIKUNTA BRANCH branch in JAMMIKUNTA, TELANGANA. The branch's IFSC code SRCB0BCB023 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SRCB0BCB023 is the IFSC of Saraswat Cooperative Bank Limited's BHADRADRI CO OPERATIVE BANK LIMITED JAMMIKUNTA BRANCH branch. The format is fixed: SRCB = bank code, 0 = reserved, BCB023 = branch identifier.

Bank profile

Saraswat Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhadradri Co Operative Bank Limited Jammikunta Branch branch — IFSC SRCB0BCB023 — extends the bank's services to customers in and around Jammikunta, Telangana.

Branch details at a glance

About the Bhadradri Co Operative Bank Limited Jammikunta Branch branch

The Bhadradri Co Operative Bank Limited Jammikunta Branch branch of Saraswat Cooperative Bank Limited is situated at D.NO. 3-2-15Z/99/1 AND 2,KONDUR COMPLEX,JAMMIKUNTA MUNICIPALITY,KARIMNAGAR DISTRICT,TELANGANA-505122. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SRCB0BCB023 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Saraswat Cooperative Bank Limited's BHADRADRI CO OPERATIVE BANK LIMITED JAMMIKUNTA BRANCH branch came to be assigned the code SRCB0BCB023.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SRCB0BCB023, money simply cannot be routed to the BHADRADRI CO OPERATIVE BANK LIMITED JAMMIKUNTA BRANCH branch electronically.

Products and account variants supported

Every account opened at the Bhadradri Co Operative Bank Limited Jammikunta Branch branch is mapped to IFSC SRCB0BCB023 on the RBI payments network. The branch generally supports the full retail product catalogue of Saraswat Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SRCB0BCB023.

Banking services available

The Bhadradri Co Operative Bank Limited Jammikunta Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SRCB0BCB023

How to transfer money using IFSC SRCB0BCB023

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SRCB0BCB023 across all three.

How to use IFSC SRCB0BCB023 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Saraswat Cooperative Bank Limited's BHADRADRI CO OPERATIVE BANK LIMITED JAMMIKUNTA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SRCB0BCB023.
4. Confirm the bank name auto-populates as Saraswat Cooperative Bank Limited and the branch as BHADRADRI CO OPERATIVE BANK LIMITED JAMMIKUNTA BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SRCB0BCB023

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Saraswat Cooperative Bank Limited – BHADRADRI CO OPERATIVE BANK LIMITED JAMMIKUNTA BRANCH, ensure your bank's portal accepts IFSC SRCB0BCB023 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Saraswat Cooperative Bank Limited – BHADRADRI CO OPERATIVE BANK LIMITED JAMMIKUNTA BRANCH, use IMPS. With IFSC SRCB0BCB023 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Bhadradri Co Operative Bank Limited Jammikunta Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SRCB0BCB023:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHADRADRI CO OPERATIVE BANK LIMITED JAMMIKUNTA BRANCH is still linked to IFSC SRCB0BCB023.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SRCB0BCB023

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Saraswat Cooperative Bank Limited – BHADRADRI CO OPERATIVE BANK LIMITED JAMMIKUNTA BRANCH is still mapped to IFSC SRCB0BCB023. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SRCB0BCB023 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Bhadradri Co Operative Bank Limited Jammikunta Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SRCB0BCB023 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Bhadradri Co Operative Bank Limited Jammikunta Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SRCB0BCB023 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Saraswat Cooperative Bank Limited – BHADRADRI CO OPERATIVE BANK LIMITED JAMMIKUNTA BRANCH:

• The IFSC is exactly SRCB0BCB023 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Saraswat Cooperative Bank Limited as the bank name and BHADRADRI CO OPERATIVE BANK LIMITED JAMMIKUNTA BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bhadradri Co Operative Bank Limited Jammikunta Branch branch sits at D.NO. 3-2-15Z/99/1 AND 2,KONDUR COMPLEX,JAMMIKUNTA MUNICIPALITY,KARIMNAGAR DISTRICT,TELANGANA-505122. If you are travelling from outside Jammikunta, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SRCB0BCB023 and your account number.

Verifying IFSC SRCB0BCB023 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SRCB0BCB023 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bhadradri Co Operative Bank Limited Jammikunta Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SRCB0BCB023 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SRCB0BCB023 belongs to Saraswat Cooperative Bank Limited's BHADRADRI CO OPERATIVE BANK LIMITED JAMMIKUNTA BRANCH branch, located at D.NO. 3-2-15Z/99/1 AND 2,KONDUR COMPLEX,JAMMIKUNTA MUNICIPALITY,KARIMNAGAR… in JAMMIKUNTA, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.