IFSC Code of Saraswat Cooperative Bank Limited, Sundarlal Sawji Urban Co-Op. Bank Ltd Branch, Maharashtra

Below are the complete branch details for Saraswat Cooperative Bank Limited, SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch, located in GANGAKHED, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is SRCB0SSB016. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SRCB0SSB016 for Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SRCB0SSB016 is the IFSC of Saraswat Cooperative Bank Limited's SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch. The format is fixed: SRCB = bank code, 0 = reserved, SSB016 = branch identifier.

About the bank

Saraswat Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sundarlal Sawji Urban Co-Op. Bank Ltd branch in Gangakhed, Maharashtra is part of this network and uses the IFSC code SRCB0SSB016 for all electronic settlement.

About the Sundarlal Sawji Urban Co-Op. Bank Ltd branch

The Sundarlal Sawji Urban Co-Op. Bank Ltd branch of Saraswat Cooperative Bank Limited is situated at NEW MONDHA,GANGAKHED. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SRCB0SSB016 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Saraswat Cooperative Bank Limited's SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch came to be assigned the code SRCB0SSB016.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SRCB0SSB016, money simply cannot be routed to the SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Saraswat Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SRCB0SSB016 and the account number together uniquely identify the Sundarlal Sawji Urban Co-Op. Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SRCB0SSB016

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SRCB0SSB016 across all three.

NEFT to Saraswat Cooperative Bank Limited, SUNDARLAL SAWJI URBAN CO-OP. BANK LTD using IFSC SRCB0SSB016

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SRCB0SSB016, and confirm that the system picks up Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SRCB0SSB016

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD, ensure your bank's portal accepts IFSC SRCB0SSB016 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Saraswat Cooperative Bank Limited SUNDARLAL SAWJI URBAN CO-OP. BANK LTD (IFSC SRCB0SSB016)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SRCB0SSB016 in your mobile or internet banking app, and the money is credited to the SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SRCB0SSB016 for Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sundarlal Sawji Urban Co-Op. Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Saraswat Cooperative Bank Limited's SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch, the IFSC SRCB0SSB016 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Sundarlal Sawji Urban Co-Op. Bank Ltd branch is mapped to IFSC SRCB0SSB016 on the RBI payments network. The branch generally supports the full retail product catalogue of Saraswat Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SRCB0SSB016.

Products and services

Customers walking into the Sundarlal Sawji Urban Co-Op. Bank Ltd branch can access most of Saraswat Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SRCB0SSB016

Online banking and IFSC SRCB0SSB016

Saraswat Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SRCB0SSB016 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Sundarlal Sawji Urban Co-Op. Bank Ltd branch

The branch is located at NEW MONDHA,GANGAKHED, which puts it inside Gangakhed, the broader Parbhani district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Saraswat Cooperative Bank Limited Sundarlal Sawji Urban Co-Op. Bank Ltd branch” — the verified location pin for IFSC SRCB0SSB016 should appear at the top of the results.
2. Confirm the branch is open by calling 2453-222600 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SRCB0SSB016 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD:

• The IFSC is exactly SRCB0SSB016 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Saraswat Cooperative Bank Limited as the bank name and SUNDARLAL SAWJI URBAN CO-OP. BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Sundarlal Sawji Urban Co-Op. Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SRCB0SSB016 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SRCB0SSB016 for Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SRCB0SSB016 belongs to Saraswat Cooperative Bank Limited's SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch, located at NEW MONDHA,GANGAKHED in GANGAKHED, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.