IFSC Code of Saraswat Cooperative Bank Limited, Sundarlal Sawji Urban Co-Op. Bank Ltd Branch, Maharashtra

If you are searching for the IFSC code of Saraswat Cooperative Bank Limited, SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch in DEVULGAON RAJA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SRCB0SSB020. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch, and detailed step-by-step guides for using the IFSC SRCB0SSB020 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD is SRCB0SSB020. The first four letters SRCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SSB020 map to this branch in DEVULGAON RAJA, MAHARASHTRA.

About Saraswat Cooperative Bank Limited

Saraswat Cooperative Bank Limited operates a wide network of branches across India, including the Sundarlal Sawji Urban Co-Op. Bank Ltd branch in Devulgaon Raja. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SRCB0SSB020.

About this branch

The branch is located at MAIN ROAD,DEULGAON RAJA. It serves the Devulgaon Raja region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Saraswat Cooperative Bank Limited. The IFSC SRCB0SSB020 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Saraswat Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SUNDARLAL SAWJI URBAN CO-OP. BANK LTD of Saraswat Cooperative Bank Limited — its own 11-character IFSC. The code SRCB0SSB020 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SRCB0SSB020 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Saraswat Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SRCB0SSB020 and the account number together uniquely identify the Sundarlal Sawji Urban Co-Op. Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SRCB0SSB020

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SRCB0SSB020 across all three.

NEFT to Saraswat Cooperative Bank Limited, SUNDARLAL SAWJI URBAN CO-OP. BANK LTD using IFSC SRCB0SSB020

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SRCB0SSB020, and confirm that the system picks up Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SRCB0SSB020

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD, ensure your bank's portal accepts IFSC SRCB0SSB020 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Saraswat Cooperative Bank Limited SUNDARLAL SAWJI URBAN CO-OP. BANK LTD (IFSC SRCB0SSB020)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SRCB0SSB020 in your mobile or internet banking app, and the money is credited to the SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sundarlal Sawji Urban Co-Op. Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SRCB0SSB020:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SUNDARLAL SAWJI URBAN CO-OP. BANK LTD is still linked to IFSC SRCB0SSB020.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SRCB0SSB020

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD is still mapped to IFSC SRCB0SSB020. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SRCB0SSB020 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sundarlal Sawji Urban Co-Op. Bank Ltd branch is mapped to IFSC SRCB0SSB020 on the RBI payments network. The branch generally supports the full retail product catalogue of Saraswat Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SRCB0SSB020.

Products and services

Customers walking into the Sundarlal Sawji Urban Co-Op. Bank Ltd branch can access most of Saraswat Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SRCB0SSB020

Online banking and IFSC SRCB0SSB020

Saraswat Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SRCB0SSB020 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Sundarlal Sawji Urban Co-Op. Bank Ltd branch

The branch is located at MAIN ROAD,DEULGAON RAJA, which puts it inside Devulgaon Raja, the broader Buldana district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Saraswat Cooperative Bank Limited Sundarlal Sawji Urban Co-Op. Bank Ltd branch” — the verified location pin for IFSC SRCB0SSB020 should appear at the top of the results.
2. Confirm the branch is open by calling 7261-231653 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SRCB0SSB020 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD:

• The IFSC is exactly SRCB0SSB020 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Saraswat Cooperative Bank Limited as the bank name and SUNDARLAL SAWJI URBAN CO-OP. BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sundarlal Sawji Urban Co-Op. Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SRCB0SSB020, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SRCB0SSB020 for Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: SRCB0SSB020 is the IFSC code of Saraswat Cooperative Bank Limited, SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch, in DEVULGAON RAJA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.