Use this page as a one-stop reference for everything related to Saraswat Cooperative Bank Limited's DEVGAD BRANCH branch in DEVGAD, MAHARASHTRA. The branch's IFSC code SRCB0000363 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SRCB0000363 is the IFSC of Saraswat Cooperative Bank Limited's DEVGAD BRANCH branch. The format is fixed: SRCB = bank code, 0 = reserved, 000363 = branch identifier.
Bank profile
Saraswat Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Devgad Branch branch — IFSC SRCB0000363 — extends the bank's services to customers in and around Devgad, Maharashtra.
Branch details at a glance
| Bank Name | Saraswat Cooperative Bank Limited |
|---|---|
| Branch | Devgad Branch |
| IFSC Code | SRCB0000363 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2268, PATANKAR COMPLEX, COLLAGE ROAD CORNER, TAL. DEVGAD, DIST. SINDHUDURG 416 613. |
| City | Devgad |
| District | Sindhudurg |
| State | Maharashtra |
| STD Code | 2364 |
| Phone | 261828 |
About the Devgad Branch branch
The Devgad Branch branch of Saraswat Cooperative Bank Limited is situated at 2268, PATANKAR COMPLEX, COLLAGE ROAD CORNER, TAL. DEVGAD, DIST. SINDHUDURG 416 613.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SRCB0000363 is used.
Why every Saraswat Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DEVGAD BRANCH of Saraswat Cooperative Bank Limited — its own 11-character IFSC. The code SRCB0000363 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SRCB0000363 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Devgad Branch branch
Once you have an account at Saraswat Cooperative Bank Limited – DEVGAD BRANCH, the IFSC SRCB0000363 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Devgad Branch branch can access most of Saraswat Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SRCB0000363
How to transfer money using IFSC SRCB0000363
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SRCB0000363 across all three.
How to use IFSC SRCB0000363 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Saraswat Cooperative Bank Limited's DEVGAD BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SRCB0000363.
- Confirm the bank name auto-populates as Saraswat Cooperative Bank Limited and the branch as DEVGAD BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DEVGAD BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Saraswat Cooperative Bank Limited's DEVGAD BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SRCB0000363 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Saraswat Cooperative Bank Limited – DEVGAD BRANCH, use IMPS. With IFSC SRCB0000363 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SRCB0000363 for Saraswat Cooperative Bank Limited – DEVGAD BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SRCB0000363 | Yes – SRCB0000363 | Yes – SRCB0000363 |
For most retail customers crediting the Devgad Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Saraswat Cooperative Bank Limited's DEVGAD BRANCH branch, the IFSC SRCB0000363 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Devgad Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SRCB0000363 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Devgad Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SRCB0000363 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Saraswat Cooperative Bank Limited – DEVGAD BRANCH:
- The IFSC is exactly SRCB0000363 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Saraswat Cooperative Bank Limited as the bank name and DEVGAD BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Devgad Branch branch
The branch is located at 2268, PATANKAR COMPLEX, COLLAGE ROAD CORNER, TAL. DEVGAD, DIST. SINDHUDURG 416 613., which puts it inside Devgad, the broader Sindhudurg district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Saraswat Cooperative Bank Limited Devgad Branch branch” — the verified location pin for IFSC SRCB0000363 should appear at the top of the results.
- Confirm the branch is open by calling 2364-261828 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SRCB0000363 and your account number.
Verifying IFSC SRCB0000363 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SRCB0000363 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2364-261828.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Devgad Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SRCB0000363 continue to work without interruption.
Branch address & contact
Saraswat Cooperative Bank LimitedDevgad Branch Branch
2268, PATANKAR COMPLEX, COLLAGE ROAD CORNER, TAL. DEVGAD, DIST. SINDHUDURG 416 613.
Devgad, Maharashtra
Phone: 2364-261828
IFSC: SRCB0000363
Frequently asked questions
What is the IFSC code of Saraswat Cooperative Bank Limited Devgad Branch branch?
The IFSC code of Saraswat Cooperative Bank Limited, Devgad Branch branch is SRCB0000363. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC SRCB0000363 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SRCB0000363 to send funds instantly.
How quickly will an NEFT transfer using SRCB0000363 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Saraswat Cooperative Bank Limited – Devgad Branch reflect within 30 minutes.
What is the phone number of Saraswat Cooperative Bank Limited Devgad Branch branch?
You can reach the branch at 2364-261828 during regular banking hours.
Is IFSC SRCB0000363 valid for NEFT and RTGS?
Yes. IFSC SRCB0000363 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Saraswat Cooperative Bank Limited Devgad Branch branch located?
Saraswat Cooperative Bank Limited's Devgad Branch branch is located at 2268, PATANKAR COMPLEX, COLLAGE ROAD CORNER, TAL. DEVGAD, DIST. SINDHUDURG 416 613., Devgad, Maharashtra.
How do I add Saraswat Cooperative Bank Limited Devgad Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SRCB0000363, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code SRCB0000363 belongs to Saraswat Cooperative Bank Limited's DEVGAD BRANCH branch, located at 2268, PATANKAR COMPLEX, COLLAGE ROAD CORNER, TAL. DEVGAD, DIST. SINDHUDURG 416… in DEVGAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
