IFSC Code of Saraswat Cooperative Bank Limited, Sundarlal Sawji Urban Co-Op. Bank Ltd Branch, Maharashtra

If you are searching for the IFSC code of Saraswat Cooperative Bank Limited, SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch in CHHATRAPATI SAMBHAJINAGAR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SRCB0SSB014. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch, and detailed step-by-step guides for using the IFSC SRCB0SSB014 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD is SRCB0SSB014. The first four letters SRCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SSB014 map to this branch in CHHATRAPATI SAMBHAJINAGAR, MAHARASHTRA.

Bank profile

Saraswat Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Sundarlal Sawji Urban Co-Op. Bank Ltd branch — IFSC SRCB0SSB014 — extends the bank's services to customers in and around Chhatrapati Sambhajinagar, Maharashtra.

Branch details at a glance

About the Sundarlal Sawji Urban Co-Op. Bank Ltd branch

The Sundarlal Sawji Urban Co-Op. Bank Ltd branch of Saraswat Cooperative Bank Limited is situated at OAIAAOPE,AAOAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SRCB0SSB014 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Saraswat Cooperative Bank Limited's SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch came to be assigned the code SRCB0SSB014.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SRCB0SSB014, money simply cannot be routed to the SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch electronically.

Account types you can open at the Sundarlal Sawji Urban Co-Op. Bank Ltd branch

Once you have an account at Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD, the IFSC SRCB0SSB014 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sundarlal Sawji Urban Co-Op. Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 240-2341358.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SRCB0SSB014

How to transfer money using IFSC SRCB0SSB014

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SRCB0SSB014 across all three.

How to use IFSC SRCB0SSB014 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Saraswat Cooperative Bank Limited's SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SRCB0SSB014.
4. Confirm the bank name auto-populates as Saraswat Cooperative Bank Limited and the branch as SUNDARLAL SAWJI URBAN CO-OP. BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SRCB0SSB014

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD, ensure your bank's portal accepts IFSC SRCB0SSB014 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Saraswat Cooperative Bank Limited SUNDARLAL SAWJI URBAN CO-OP. BANK LTD (IFSC SRCB0SSB014)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SRCB0SSB014 in your mobile or internet banking app, and the money is credited to the SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SRCB0SSB014 for Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sundarlal Sawji Urban Co-Op. Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Saraswat Cooperative Bank Limited's SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch, the IFSC SRCB0SSB014 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC SRCB0SSB014

Saraswat Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SRCB0SSB014 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Sundarlal Sawji Urban Co-Op. Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SRCB0SSB014 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC SRCB0SSB014

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SRCB0SSB014.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Sundarlal Sawji Urban Co-Op. Bank Ltd branch sits at OAIAAOPE,AAOAD. If you are travelling from outside Chhatrapati Sambhajinagar, search for the branch on a maps application using the bank name and locality, or call 240-2341358 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SRCB0SSB014 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SRCB0SSB014 for Saraswat Cooperative Bank Limited – SUNDARLAL SAWJI URBAN CO-OP. BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sundarlal Sawji Urban Co-Op. Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SRCB0SSB014, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SRCB0SSB014 is the IFSC code of Saraswat Cooperative Bank Limited, SUNDARLAL SAWJI URBAN CO-OP. BANK LTD branch, in CHHATRAPATI SAMBHAJINAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.